Miami County property record for 3085 Eldean Rd, Covington, OH 45318 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 31,250 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $46,000 (1979) |
| Tax Bill | $1,964.00 (2025) |
| Primary APN | C06-081150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,680 sqft Living Area |
| 1st Floor | 3,360 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 31,250 sqft (0.717 acres) |
| Depth X Width | 250 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 520 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 224 sqft Shed |
| Deck Area | 200 sqft Deck |
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 288 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3085 ELDEAN RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-8962 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-7-12 LOT 17 WASHINGTON HOMELAWN |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | WASHINGTON HOMELAWN |
| Legal Lot Number | 17 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5005 |
| Census Tract | 365002 |
Source: Miami County records · APN C06-081150
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3085 ELDEAN RD, COVINGTON, OH 45318-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 1979 · Amount on Record |
| Deed Sale | Mar 01, 1979 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3085 ELDEAN RD, COVINGTON, OH 45318-8962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | MILFORD |
| Document Number | 0000000331 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 2020OR-00331 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 01, 2035 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,964.00 (-6.48%) Homeowner's exemption | $78,190 (+22.46%) Land $11,480 Building $66,710 | $223,400 (+22.48%) Land $32,800 Building $190,600 |
| 2024 | $2,100.00 (+0.86%) Homeowner's exemption | $63,850 (-) Land $12,430 Building $51,420 | |
| 2023 | $2,082.00 (+16.12%) Homeowner's exemption | $63,850 (-) Land $12,430 Building $51,420 | $182,400 (-) Land $35,500 Building $146,900 |
| 2022 | $1,793.00 Homeowner's exemption | $63,850 Land $12,430 Building $51,420 | $182,400 Land $35,500 Building $146,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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