3111 E Indian Ruin, Payson, AZ 85541 Property Records

Gila County property record for 3111 E Indian Ruin, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	4,722 sqft
Lot Size	0.619 acres (27,007 sqft)
Owner	Owner Name on File
Last Sale	$49,500 (Dec 2014)
Tax Bill	$10,861 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-43-213`

Property Details

APN / Parcel Number

Primary APN	`302-43-213`
Alternative APNs	`R023424` `023424`

Interior

Stories	2 Stories
Building Area	4,722 sqft Living Area
1st Floor Area	3,148 sqft

Exterior

Exterior Material	Stucco
Roof Material	Tile
Lot Area	27,007 sqft (0.619 acres)
Garage Type	Attached
Garage Area	1,172 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	256 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R023424
Street Address	3111 E INDIAN RUIN
City	PAYSON
State	AZ
Zip	85541-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 36 TOWNSHIP: 11N RANGE: 10E LOT 213 , THE RIM GOLF CLUB PHASE ONE , PLAT 713SE1/4 SECTION 36 T11N R10E = 0.62 AC(OUT
Legal Range	10E
Legal Township	11N
Legal Section	36
Legal Subdivision	RIM CLUB
Legal Phase	1
Legal Lot Number	213
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2038
Census Tract	500

Owner

Source: Gila County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	14555 DURHAM RD, MINNETONKA, MN 55345-3703

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 4, 2014 · Amount on Record
Deed Sale	Dec 4, 2014 · Amount on Record
Deed Document Number	2014-011329
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	3111 E INDIAN RUIN, PAYSON, AZ 85541-5810
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14555 DURHAM RD, MINNETONKA, MN 55345-3703

Mortgage

Document Number	0000003212
Date	Apr 15, 2024
Instrument	2024-003212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	SOFR Average 30-Day
Max Rate	9.37%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	3111 E INDIAN RUIN, PAYSON, AZ 85541-5810
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14555 DURHAM RD, MINNETONKA, MN 55345-3703

Mortgage

Document Number	0000007472
Date	Jun 3, 2022
Instrument	2022-007472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,389 (+7.79%) Land $6,217 Building $129,172	$1,353,889 (+7.79%) Land $62,173 Building $1,291,716
2025	$10,861.00 (+7.2%)
2024		$125,606 Land $5,075 Building $120,531	$1,256,061 Land $50,754 Building $1,205,307
2023	$10,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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