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3108 E Indian Ruin, Payson, AZ 85541 Property Records

Gila County property record for 3108 E Indian Ruin, Payson, AZ 85541

Property Summary

Property TypeSingle Family Home
Details2,812 sqft
Lot Size0.969 acres (42,253 sqft)
Owner2 Individual Names on Record
Last Sale$37,000 (Feb 2019)
Tax Bill$5,117 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2019 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN302-43-182

Property Details

APN / Parcel Number

Primary APN302-43-182
Alternative APNs
  • R023302
  • 023302

Interior

Stories1 Story
Building Area2,812 sqft Living Area
1st Floor Area2,812 sqft

Exterior

Lot Area42,253 sqft (0.969 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Patio Area170 sqft
Canopy532 sqft

Utilities, Heating & Cooling

Cooling SystemA/C Chilled Water
Heating SystemHot Water

Location & Zoning

Account NumberR023302
Street Address3108 E INDIAN RUIN
CityPAYSON
StateAZ
Zip85541-5810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION: 36 TOWNSHIP: 11N RANGE: 10E LOT 182 , THE RIM GOLF CLUB PHASE ONE , PLAT 713SE1/4 SECTION 36 T11N R10E = 0.97 AC(OUT
Legal Range10E
Legal Township11N
Legal Section36
Legal SubdivisionRIM CLUB
Legal Phase1
Legal Lot Number182
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group2
Census Block2038
Census Tract500

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3108 E INDIAN RUIN, PAYSON, AZ 85541-5810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZB NA
Nov 13, 2019Trustee's Deed, Construction Loan · Construction Mortgage
NATIONAL BK/AZ
Feb 27, 2019Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Feb 27, 2019Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleFeb 27, 2019 · Amount on Record
Deed Document Number2019-002496
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address3108 E INDIAN RUIN, PAYSON, AZ 85541-5810
Transaction TypeMortgage
Record UpdatedNov 29, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014699
DateNov 30, 2020
Instrument2020-014699
Lender
NameZB NA
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGILA AZ
Recording DateNov 13, 2019
Property Address3108 E INDIAN RUIN, PAYSON, AZ 85541-5810
Instrument DateNov 12, 2019
Instrument12459
Transaction TypeConstruction Loan
Record UpdatedDec 11, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3108 E INDIAN RUIN PAYSON AZ 85541, PAYSON, AZ 85541

Mortgage

Document Number0000012459
DateNov 13, 2019
Instrument12459
Lender
NameNATIONAL BK/AZ
TypeBank
AddressPHOENIX, AZ 85016
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateFeb 27, 2019
Property Address3108 E INDIAN RUIN, PAYSON, AZ 85541-5810
Document Number0000002496
Instrument DateFeb 11, 2019
Instrument2496
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address17880 E VISTA DESIERTO RIO VERDE AZ 852635290, RIO VERDE, AZ 85263-5290

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILA AZ
Recording DateFeb 27, 2019
Property Address3108 E INDIAN RUIN, PAYSON, AZ 85541-5810
Document Number0000002495
Instrument DateFeb 11, 2019
Instrument2495
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address228 WOODSIDE BAY SW

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
MunicipalityPayson Town
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,247 (+11.23%) Land $9,729 Building $84,518$942,467 (+11.23%) Land $97,287 Building $845,180
2025$5,117.00 (+8.11%)
2024$84,729 Land $7,611 Building $77,118$847,288 Land $76,112 Building $771,176
2023$4,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 80% of Arizona
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PAYSON
serves 17,682 people · EPA ID AZ0404032
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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