3111 Calle Cedro, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 3111 Calle Cedro, Santa Barbara, CA 93105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,847 sqft · built 1944
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on File
Last Sale	$1,589,000 (Feb 2018)
Tax Bill	$15,276 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`053-253-001`

Property Details

APN / Parcel Number

Primary APN	`053-253-001`
Alternative APN	`05325301`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,847 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Georgian
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3111 CALLE CEDRO
City	SANTA BARBARA
State	CA
Zip	93105-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E3SD2
Legal Description	RUTHERFORD TR
Legal Subdivision	RUTHERFORD
Legal Block	J
Legal Lot Number	47
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	4
Census Block	4016
Census Tract	502

Owner

3111 Calle Cedro is owned by a company that bought it in February 2018 and is owner-occupied.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	3111 CALLE CEDRO, SANTA BARBARA, CA 93105-2728
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN RIVIERA BANK
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN RIVIERA BANK
Feb 17, 2018	Deed of Trust, Mortgage AMERICAN RIVIERA BK
Feb 23, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on File
Deed Sale	Feb 23, 2018 · Amount on File
Prior Sale	Feb 14, 1997 · Amount on File
Deed Document Number	20187056
Transfer Doc	0000050197
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3111 CALLE CEDRO, SANTA BARBARA, CA 93105-2728
Transaction Type	Mortgage
Record Updated	Nov 4, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 CAILE CEDRO, SANTA BARBARA, CA 93105-2728

Mortgage

Document Number	0000074682
Date	Oct 27, 2021
Instrument	2021-0074682

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3111 CALLE CEDRO, SANTA BARBARA, CA 93105-2728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046523
Date	Sep 27, 2017
Instrument	2017-0046523

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3111 CALLE CEDRO, SANTA BARBARA, CA 93105-2728
Document Number	0000007057
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3111 CALLE CEDRO SANTA BARBARA CA 931052728, SANTA BARBARA, CA 93105-2728

Mortgage

Document Number	0000007057
Date	Feb 23, 2018
Instrument	7057

Lender

Name	AMERICAN RIVIERA BK
Type	Bank
Address	1033 ANACAPA ST, SANTA BARBARA, CA 93101-2102

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 23, 2018
Property Address	3111 CALLE CEDRO, SANTA BARBARA, CA 93105-2728
Document Number	0000007056
Instrument Date	Feb 16, 2018
Instrument	7056
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,747.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3111 CALLE CEDRO SANTA BARBARA CA 931052728, SANTA BARBARA, CA 93105-2728

Tax Assessment & Valuation

The 2025 property tax bill for 3111 Calle Cedro was $15,276 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,480,876 (+2%) Land $869,984 Building $610,892
2025	$15,276.00 Homeowner's exemption Additional exemption filed	$1,451,840 Land $852,926 Building $598,914
2023	$14,739.00 (+1.75%) Homeowner's exemption Additional exemption filed	$1,395,464 Land $819,806 Building $575,658
2022	$14,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3111 Calle Cedro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3111 Calle Cedro is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Astound Broadband, GeoLinks, T-Mobile.

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