3109 Calle Cedro, Santa Barbara, CA 93105 Property Records

Santa Barbara County property record for 3109 Calle Cedro, Santa Barbara, CA 93105

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,037 sqft · built 1932
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$1,875,000 (Aug 2021)
Tax Bill$21,020 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053-271-002

Property Details

APN / Parcel Number

Primary APN053-271-002
Alternative APN
  • 05327102

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,037 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3109 CALLE CEDRO
CitySANTA BARBARA
StateCA
Zip93105-2783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE3SD2
Legal DescriptionTR RUTHERFORD POR OF
Legal SubdivisionRUTHERFORD
Legal BlockK
Legal Lot Number44
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA BARBARA
Census Block Group4
Census Block4015
Census Tract502

Owner

3109 Calle Cedro is owned by an individual who bought it in August 2021.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address425 EDGEWOOD RD, SAN MATEO, CA 94402-1117
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Aug 4, 2021Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on File
Deed SaleAug 4, 2021 · Amount on File
Prior SaleOct 7, 2004
Deed Document Number202156155
Prior Transfer DateApr 19, 2021
Prior Transfer Doc0000032252
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address3109 CALLE CEDRO, SANTA BARBARA, CA 93105-2783
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 CALLE CEDRO, SANTA BARBARA, CA 93105-2783

Mortgage

Document Number0000038789
DateSep 2, 2022
Instrument2022-0038789
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount on Record
Term358 Months
DueJul 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA BARBARA CA
Recording DateAug 4, 2021
Property Address3109 CALLE CEDRO, SANTA BARBARA, CA 93105-2783
Document Number0000056155
Map ReferenceMB 15 PG 46
Instrument DateJul 5, 2021
Instrument2021-0056155
Transaction TypeTransfer
Record UpdatedAug 13, 2021
Title CompanyLAWYERS TITLE-VN, LAWYERS TITLE VN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 EDGEWOOD RD, SAN MATEO, CA 94402-1117

Mortgage

Document Number0000056156
DateAug 4, 2021
Instrument2021-0056156
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Calle Cedro was $21,020.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Barbara City
Unified School DistrictSanta Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,029,558 (+2%) Land $1,298,917 Building $730,641
2025$21,020.00$1,989,764 Land $1,273,449 Building $716,315
2023$20,286.00 (+1.75%)$1,912,500 Land $1,224,000 Building $688,500
2022$19,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3109 Calle Cedro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Calle Cedro is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA BARBARA WATER DEPARTMENT
serves 93,334 people · EPA ID CA4210010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, GeoLinks, T-Mobile.

Nearby Properties on Calle Cedro

Nearby Streets

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