Cook County property record for 3110 Morgan St, Steger, IL 60475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,309 sqft · built 1961 |
| Lot Size | 0.072 acres (3,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Nov 2023) |
| Tax Bill | $484 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2023 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-32-407-028 |
| Primary APN | 32-32-407-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| 1st Floor Area | 1,309 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,125 sqft (0.072 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3110 MORGAN ST |
|---|---|
| City | STEGER |
| State | IL |
| Zip | 60475-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 32 |
| Legal Subdivision | KEENEYS SECOND ADD TO COLUMBIA HEIG |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 829600 |
3110 Morgan St is owned and occupied by an individual who bought it in November 2023.
Source: Cook County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3110 MORGAN ST, STEGER, IL 60475-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Nov 1, 2023 | Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Deed Document Number | 20236486 |
| Prior Transfer Date | Jan 6, 1999 |
| Prior Transfer Doc | 0000000707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 3110 MORGAN ST, STEGER, IL 60475-1074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0030506487 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2330506487 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 1, 2023 |
| Property Address | 3110 MORGAN ST, STEGER, IL 60475-1074 |
| Document Number | 0030506486 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2330506486 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3110 MORGAN ST, STEGER, IL 60475-1074 |
| Document Number | 0030506488 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 2330506488 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHOR |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 1, 2028 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Steger Village |
| Secondary School District | Bloom Township High School District 206 (09 - 12) |
| Elementary School District | Steger School District 194 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,059 Land $1,094 Building $965 | $20,590 Land $10,940 Building $9,650 | |
| 2023 | $484.00 (+23.79%) | ||
| 2022 | $391.00 (+5.11%) Homeowner's exemption Senior Citizen's exemption | $1,583 (-) Land $937 Building $646 | $15,830 (-) Land $9,370 Building $6,460 |
| 2021 | $372.00 Homeowner's exemption Senior Citizen's exemption | $1,583 Land $937 Building $646 | $15,830 Land $9,370 Building $6,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3110 Morgan St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3110 Morgan St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEGER serves 9,700 people · EPA ID IL0314860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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