3103 Morgan St, Steger, IL 60475 Property Records

Cook County property record for 3103 Morgan St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1898
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2020)
Tax Bill	$1,654 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-32-408-001`

Property Details

APN / Parcel Number

Primary APN	`32-32-408-001`
Alternative APN	`32-32-408-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3103 MORGAN ST
City	STEGER
State	IL
Zip	60475-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	14E
Legal Township	35N
Legal Section	32
Legal Subdivision	KEENEYS SECOND ADD TO COLUMBIA HEIG
Legal Block	15
Legal Lot Number	47,48
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	3
Census Block	3008
Census Tract	829600

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 MORGAN ST, STEGER, IL 60475-1075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on Record
Deed Sale	May 1, 2020 · Amount on Record
Prior Sale	Sep 19, 2012 · Amount on Record
Deed Document Number	20203299
Prior Transfer Date	May 31, 2013
Prior Transfer Doc	0000046172
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 1, 2020
Property Address	3103 MORGAN ST, STEGER, IL 60475-1075
Document Number	2012203299
Instrument Date	Mar 26, 2020
Instrument	12203299
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 MORGAN ST STEGER IL 604751075, STEGER, IL 60475-1075

Mortgage

Document Number	2012203300
Date	May 1, 2020
Instrument	12203300

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	PALATINE, IL 60074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Mortgage

Document Number	2012203301,
Date	May 1, 2020
Instrument	12203301

Lender

Name	AMERICAN PORTFOLIO MTG
Type	Mortgage Company
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$8,310 (+0.1%) Land $2,100 Building $6,210	$83,100 (+0.1%) Land $21,000 Building $62,100
2023	$1,654.00 (-16.34%)
2022	$1,977.00	$8,302 Land $1,800 Building $6,502	$83,020 Land $18,000 Building $65,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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