3110 Hickory Rdg Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3110 Hickory Rdg Rd, Dunkirk, MD 20754 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,484 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jan 2019)
Tax Bill	$5,908 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-109933`

Property Details

APN / Parcel Number

Primary APN	`03-109933`
Alternative APNs	`3109933` `109933`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,484 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	392 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	109933
Street Address	3110 HICKORY RIDGE RD
City	DUNKIRK
State	MD
Zip	20754-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 PLAT 2 CALVERT ESTS
Legal Subdivision	CLAVERT ESTATES PLAT TWO
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3000
Census Tract	860103

Owner

Source: Calvert County records · APN 03-109933

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2022	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Jan 07, 2019	Grant Deed, Transfer · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2019 · Amount on Record
Deed Sale	Jan 07, 2019 · Amount on Record
Prior Sale	May 28, 1986 · Amount on Record
Deed Book / Page	5303 / 390
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0053030390
Record Updated	Jun 08, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063790029
Date	Dec 06, 2022
Book Page	6379/29

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	MASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057030069
Date	Sep 21, 2020
Book Page	5703/69

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	TIPIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672

Mortgage

Document Number	0061950279
Date	Jan 13, 2022
Book Page	6195/279

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Document Number	0055250459
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3110 HICKORY RIDGE RD DUNKIRK MD 207549672, DUNKIRK, MD 20754-9672

Mortgage

Document Number	0055250459
Date	Feb 07, 2020
Book Page	005525/000459

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 06, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 07, 2019
Property Address	3110 HICKORY RIDGE RD, DUNKIRK, MD 20754-9672
Document Number	0053030390
Book / Page	005303 / 000390
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3110 HICKORY RIDGE RD DUNKIRK MD 207549672, DUNKIRK, MD 20754-9672

Mortgage

Document Number	53030396
Date	Jan 07, 2019
Book Page	005303/000396

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2049

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,908.00 (+18.71%)	$527,000 (+10.01%) Land $195,000 Building $332,000	$527,000 (-) Land $195,000 Building $332,000
2023	$4,977.00	$479,067	$527,000 Land $195,000 Building $332,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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