Calvert County property record for 3085 Hickory Rdg Rd, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,534 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Jun 2020) |
| Tax Bill | $4,618 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Aug 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-110214 |
| Primary APN | 03-110214 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Total Area |
| 1st Floor Area | 1,984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Built-in |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 110214 |
|---|---|
| Old Parcel Number | 3110214 |
| Street Address | 3085 HICKORY RIDGE RD |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 40 PLAT 6 CALVERT ESTS |
| Legal Subdivision | CALVERT ESTATES |
| Legal Lot Number | 40 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 860103 |
Source: Calvert County records, as of September 18, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 27, 2018 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 30, 2020 | Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit HOME EQUITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 0005631403 |
| Deed Book / Page | 5631 / 403 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Document Number | 0062530172 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 6253/172 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ISGN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0052420269 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 5242/269 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 24, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 30, 2020 |
| Property Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Document Number | 0056310403 |
| Book / Page | 5631 / 403 |
| Map Reference | MB ABE 1 PG 380 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TITLEMAX LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Document Number | 5631408 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 5631/408 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3085 HICKORY RIDGE RD, DUNKIRK, MD 20754-9671 |
| Document Number | 0051770291 |
| Instrument Date | Apr 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3085 HICKORY RIDGE RD DUNKIRK MD 207549671, DUNKIRK, MD 20754-9671 |
| Document Number | 0051770291 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 005177/000291 |
| Name | HOME EQUITY LNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,618.00 Homeowner's exemption | $444,533 | $486,800 Land $195,000 Building $291,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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