3110 E Charles Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3110 E Charles Ct, Bloomington, IN 47401 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2009
Square Footage	2,241 sqft Living Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2019)
Tax Bill	$5,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`015-01870-40`
Alternative APN	`53-08-11-206-012.000-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Building Area	2,241 sqft Living Area
1st Floor	2,241 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2009
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	18,731 sqft (0.43 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	586 sqft Garage
Pool Area	448 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	015-01870-40
Street Address	3110 E CHARLES CT
City	BLOOMINGTON
State	IN
Zip	47401-4403
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HYDE PARK SEC. 2 LOT 40
Legal Subdivision	HYDE PARK SUBDIVISION
Legal Lot Number	40
Jurisdiction	MONROE IN
Minor Civil Division	PERRY
Census Blockgroup	1
Census Block	1001
Census Tract	1001

Owner

Source: Monroe County records · APN 015-01870-40

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Oct 18, 2010	Deed of Trust, Mortgage · Conventional Mortgage GERMAN AMERICAN BANCORP
May 21, 2015	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 08, 2005	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF JEFFERSON COUNTY INC
Sep 24, 2007	Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) STONE CITY BANK
Jun 21, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 01, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
May 27, 2014	Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) REGIONS BANK
Oct 02, 2008	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 06, 2007	Warranty Deed, Transfer
Jul 23, 2007	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	May 01, 2017 · Amount on Record
Deed Doc Number	20198579
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	2017005634
Record Refreshed	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004068
Date	Mar 29, 2019
Instrument	2019004068

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010015933
Date	Oct 18, 2010
Instrument	2010015933

Lender

Name	GERMAN AMERICAN BANCORP
Address	BLOOMINGTON, IN 47401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2040

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015006379
Date	May 21, 2015
Instrument	2015006379

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 04, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005015734
Date	Aug 08, 2005
Instrument	2005015734

Lender

Name	CENTRAL BANK OF JEFFERSON COUNTY INC
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2035

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007017865
Date	Sep 24, 2007
Instrument	2007017865

Lender

Name	STONE CITY BANK
Address	BEDFORD, IN 47421

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 01, 2010
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7.75%
Index	52-Week T-Bill (1-Year)
Margin	3
Max Rate	11.2%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 21, 2019
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2019008579
Map Reference	CAB B ENV 305
Instrument Date	Jun 14, 2019
Instrument	2019008579
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number	2019008580
Date	Jun 21, 2019
Instrument	2019008580

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2034

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	May 01, 2017
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2017005634
Instrument Date	Apr 24, 2017
Instrument	2017005634
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number	2017005635
Date	May 01, 2017
Instrument	2017005635

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2032

May 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 27, 2014
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2014006214
Map Reference	CAB B PG305
Instrument Date	May 22, 2014
Instrument	2014006214
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number	2014006215
Date	May 27, 2014
Instrument	2014006215

Lender

Name	REGIONS BANK

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2044

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 01, 2024
Change Frequency	4 Years
Index	5-Year CMT
Margin	2
Max Rate	10.7%

October 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 02, 2008
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2008016491
Map Reference	CABB SL305
Instrument Date	Sep 30, 2008
Instrument	2008016491
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number	2008016492
Date	Oct 02, 2008
Instrument	2008016492

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2038

September 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Sep 06, 2007
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2007016694
Map Reference	CABB SL305
Instrument Date	Aug 31, 2007
Instrument	2007016694
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3484 HICKORY HILL DR, NASHVILLE, IN 47448-9666

July 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jul 23, 2007
Property Address	3110 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number	2007013319
Map Reference	MB7 PG211-212
Instrument Date	Jul 09, 2007
Instrument	2007013319
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 W TWIN OAKS RDG, BLOOMINGTON, IN 47403-3419

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,658.00 (-7.5%)	$537,700 (+5.06%) Land $129,400 Building $408,300	$537,700 (+5.06%) Land $129,400 Building $408,300
2024	$6,117.00 (+13.76%)
2023		$511,800 (+8.75%) Land $129,400 Building $382,400	$511,800 (+8.75%) Land $129,400 Building $382,400
2022	$5,377.00 Homeowner's exemption	$470,600 Land $113,500 Building $357,100	$470,600 Land $113,500 Building $357,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.