3108 E Charles Ct, Bloomington, IN 47401 Property Records

Monroe County property record for 3108 E Charles Ct, Bloomington, IN 47401 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,718 sqft · built 1986
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$416,500 (Mar 2026)
Tax Bill$4,740 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015-01870-41

Property Details

APN / Parcel Number

Primary APN015-01870-41
Alternative APN
  • 53-08-11-206-002.000-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,718 sqft Living Area
1st Floor Area2,718 sqft
Basement Area1,098 sqft
Unfinished Basement1,098 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-01870-41
Street Address3108 E CHARLES CT
CityBLOOMINGTON
StateIN
Zip47401-4403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHYDE PARK SEC. 2 LOT 41
Legal Lot Number41
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1001
Census Tract1001

Owner

Source: Monroe County records · APN 015-01870-41

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Warranty Deed, Transfer · Conventional Mortgage
INDIANA UNIVERSITY CU
Mar 24, 2026Warranty Deed, Transfer · Conventional Mortgage
INDIANA UNIVERSITY CU
Nov 16, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Deed Document Number202655557
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 24, 2026
Property Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number2026003372
Map ReferenceCAB B ENV 35
Instrument DateMar 18, 2026
Instrument2026003372
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number2026003373
DateMar 24, 2026
Instrument2026003373
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2033
Change FrequencyAnnually
Max Rate At Change10.2%
Index1-Year CMT
Max Rate10.2%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMar 24, 2026
Property Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number2026003372
Map ReferenceCAB B ENV 35
Instrument DateMar 18, 2026
Instrument2026003372
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Mortgage

Document Number2026003373
DateMar 24, 2026
Instrument2026003373
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.2%
Index1-Year CMT
Max Rate10.2%

November 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMONROE IN
Recording DateNov 16, 2021
Property Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403
Document Number2021021496
Map ReferenceCAB B ENV 35
Instrument DateNov 09, 2021
Instrument2021021496
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3108 E CHARLES CT, BLOOMINGTON, IN 47401-4403

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,740.00 (-8.32%)$462,300 (+12.35%) Land $104,400 Building $357,900$462,300 (+12.35%) Land $104,400 Building $357,900
2024$5,170.00 (+26.65%)
2023$411,500 (+11.43%) Land $104,400 Building $307,100$411,500 (+11.43%) Land $104,400 Building $307,100
2022$4,082.00 Homeowner's exemption$369,300 Land $91,600 Building $277,700$369,300 Land $91,600 Building $277,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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