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3110 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3110 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,024 sqft · built 1949
Lot Size0.176 acres (7,710 sqft)
OwnerIndividual Name on File
Last Sale$48,000 (Jun 2017)
Tax Bill$1,079 (2025)
Deeds & MortgagesJun 2017 Sale
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN23798-000-000

Property Details

APN / Parcel Number

Primary APN23798-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Heated Area
Gross Area1,264 sqft
1st Floor Area1,024 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,710 sqft (0.176 acres)
Lot Dimensions143 ft deep x 54 ft wide
PorchPorch
Porch Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3110 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-5643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRINGFIELD PLAT (9.09) N1/2 LOT 9 & PCL ADJ W SIDE 24.50' X 138.50'
Legal Range14W
Legal Township04S
Legal Section11
Legal SubdivisionSPRINGFIELD
Legal Block3
Legal Lot Number9
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2025
Census Tract1000

Owner

Source: Bay County records · APN 23798-000-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 N GRAY AVE, PANAMA CITY, FL 32401-4770
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2017Warranty Deed, Transfer
FLORIDA COASTAL CLOSING & ES
Jun 22, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2017 · Amount on Record
Deed SaleJun 22, 2017 · Amount on Record
Prior SaleJun 22, 2017
Deed Document Number2017035296
Deed Book / Page3911 / 1802
Record UpdatedJun 08, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 22, 2017
Property Address3110 E 3RD ST, PANAMA CITY, FL 32401-5643
Document Number0039111802
Book / Page3911 / 1802
Map ReferenceMB2 PG3
Instrument DateJun 16, 2017
Instrument2017035296
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyFLORIDA COASTAL CLOSING & ES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N SPRINGS WAY, ACWORTH, GA 30101-6163

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJun 22, 2017
Property Address3110 E 3RD ST, PANAMA CITY, FL 32401-5643
Document Number0039111800
Book / Page003911 / 001800
Instrument DateJun 16, 2017
Instrument35295
Transaction TypeTransfer
Record UpdatedJul 10, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 N SPRINGS WAY ACWORTH GA 301016163, ACWORTH, GA 30101-6163

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,079.00 (-2.18%)$93,222 (+11.44%) Land $20,849 Building $72,373$93,222 (+11.44%) Land $20,849 Building $72,373
2023$1,103.00 (+71.54%)$83,652 (+161.63%) Land $14,273 Building $69,379$83,652 (+161.63%) Land $14,273 Building $69,379
2022$643.00$31,973 Land $11,761 Building $20,212$31,973 Land $11,761 Building $20,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), as of September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050010002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1979–2020)
Claims Outside the SFHA8 of 11
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable · Fiber in parts of the area		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1030148, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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