Bay County property record for 3108 E 3rd St, Panama City, FL 32401 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,224 sqft · built 1969 |
| Lot Size | 0.305 acres (13,285 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,500 (Feb 2023) |
| Tax Bill | $1,867 (2025) |
| Deeds & Mortgages | Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23348-000-000 |
| Primary APN | 23348-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,285 sqft (0.305 acres) |
| Lot Dimensions | 208 ft deep x 64 ft wide |
| Garage Type | Detached |
| Porch | Unfinished Open Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3108 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11 4S 14W-333-118C3 BEG 33 S & 144 E OF NW COR OF NE1/4 OF SW1/4 TH S 208 E 64 N 208 W 64 TO BEG ORB 4654 P 1823 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1000 |
Source: Bay County records · APN 23348-000-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5503 HIGHLAND RD, SANTA FE, TX 77517-3130 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2023 · Amount on Record |
| Deed Sale | Feb 07, 2023 · Amount on Record |
| Deed Document Number | 20237206 |
| Deed Book / Page | 4654 / 1823 |
| Prior Transfer Date | Apr 18, 2013 |
| Prior Transfer Doc | 0035030150 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 07, 2023 |
| Property Address | 3108 E 3RD ST, PANAMA CITY, FL 32401-5643 |
| Document Number | 0046541823 |
| Book / Page | 4654 / 1823 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023007206 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | ELIM TITLE LLC, RELI TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5503 HIGHLAND RD, SANTA FE, TX 77517-3130 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 582, CHINO, CA 91708-0582 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,867.00 (+0.05%) | $117,753 (+1%) Land $87,610 Building $30,143 | $117,753 (+1%) Land $87,610 Building $30,143 |
| 2024 | $1,866.00 (+21.33%) | $107,050 (+20.17%) Land $78,399 Building $28,651 | $107,050 (+20.17%) Land $78,399 Building $28,651 |
| 2023 | $1,538.00 (+17.23%) | $89,083 (+17.03%) Land $59,978 Building $29,105 | $89,083 (+17.03%) Land $59,978 Building $29,105 |
| 2022 | $1,312.00 | $76,118 Land $49,420 Building $26,698 | $76,118 Land $49,420 Building $26,698 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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