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3110 Cedar Grove Ter, Frederick, MD 21704 Property Records

Frederick County property record for 3110 Cedar Grove Ter, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,049 sqft · built 2020
Lot Size0.15 acres (6,559 sqft)
Owner2 Individual Names on File
Last Sale$693,740 (Jul 2020)
Tax Bill$9,900 (2023)
Deeds & MortgagesJul 2020 Sale & Mortgage
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN07-599002

Property Details

APN / Parcel Number

Primary APN07-599002
Alternative APN
  • 599002

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,049 sqft Total Area
Basement Area1,300 sqft
Finished Basement1,300 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,559 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number599002
Street Address3110 CEDAR GROVE TER
CityFREDERICK
StateMD
Zip21704-7955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 23341 6,559 SQ FT THE WOODLANDS AT URBANA
Legal SubdivisionWOODLANDS/URBANA
Legal Lot Number23341
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group3
Census Block3011
Census Tract752206

Owner

3110 Cedar Grove Ter is owned and occupied by two individuals who bought it in July 2020.

Source: Frederick County records, as of September 25, 2023

Owner of Record2 Individual Names on File
Mailing Address3110 CEDAR GROVE TER, FREDERICK, MD 21704-7955
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
NVR MTG FIN
Apr 1, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2020 · Amount on File
Deed SaleJul 22, 2020 · Amount on File
Prior SaleApr 1, 2020 · Amount on File
Deed Document Number0013911128
Deed Book / Page13911 / 128
Record UpdatedJun 7, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJul 22, 2020
Property Address3110 CEDAR GROVE TER, FREDERICK, MD 21704-7955
Document Number0139110128
Book / Page013911 / 000128
Instrument DateJul 20, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2020
Title CompanyNVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$694.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3110 CEDAR GROVE TER FREDERICK MD 217047955, FREDERICK, MD 21704-7955

Mortgage

Document Number139110133
DateJul 22, 2020
Book Page013911/000133
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 21, 2035

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 1, 2020
Property Address3110 CEDAR GROVE TER, FREDERICK, MD 21704-7955
Document Number0136250314
Book / Page013625 / 000314
Instrument DateMar 26, 2020
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$229.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address656 QUINCE ORCHARD RD GAITHERSBURG MD 208781409, GAITHERSBURG, MD 20878-1409
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,900.00 Homeowner's exemption$694,600$710,000 Land $190,100 Building $519,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3110 Cedar Grove Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3110 Cedar Grove Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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