Frederick County property record for 3104 Cedar Grove Ter, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,858 sqft · built 2020 |
| Lot Size | 0.148 acres (6,426 sqft) |
| Owner | Individual Name on File |
| Last Sale | $811,116 (Jul 2020) |
| Tax Bill | $12,187 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Mar 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-598999 |
| Primary APN | 07-598999 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,858 sqft Living Area |
| Gross Area | 4,278 sqft |
| 1st Floor Area | 2,238 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,426 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 598999 |
|---|---|
| Street Address | 3104 CEDAR GROVE TER |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23338 6,426 SQ FT THE WOODLANDS AT URBANA |
| Legal Lot Number | 23338 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 752206 |
3104 Cedar Grove Ter is owned by an individual who bought it in July 2020.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 612 INNSBRUCK AVE, GREAT FALLS, VA 22066-2631 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Correction Deed, Subdivision Related Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Mar 12, 2020 | Grant Deed, Subdivision Related Transfer NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC |
| Nov 20, 2019 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Mar 12, 2020 · Amount on File |
| Deed Book / Page | 13940 / 265 |
| Prior Transfer Date | Mar 11, 2020 |
| Prior Transfer Doc | 0139400265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 31, 2020 |
| Property Address | 3104 CEDAR GROVE TER, FREDERICK, MD 21704-7955 |
| Document Number | 0139400265 |
| Book / Page | 013940 / 000265 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $811.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 612 INNSBRUCK AVE GREAT FALLS VA 220662631, GREAT FALLS, VA 22066-2631 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 12, 2020 |
| Property Address | 3104 CEDAR GROVE TER, FREDERICK, MD 21704-7955 |
| Document Number | 0135860476 |
| Book / Page | 013586 / 000476 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2020 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC |
| Amount | Amount on Record |
|---|---|
| Tax | $811.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 612 INNSBRUCK AVE GREAT FALLS VA 220662631, GREAT FALLS, VA 22066-2631 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 20, 2019 |
| Property Address | 3104 CEDAR GROVE TER, FREDERICK, MD 21704-7955 |
| Document Number | 0133510273 |
| Book / Page | 013351 / 000273 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $229.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 656 QUINCE ORCHARD RD #500 GAITHERSBURG MD 208781409, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3104 Cedar Grove Ter was $12,187.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913,067 | $978,300 Land $227,700 Building $750,600 | |
| 2025 | $12,187.00 | ||
| 2023 | $10,734.00 | $765,767 | $782,600 Land $190,100 Building $592,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3104 Cedar Grove Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3104 Cedar Grove Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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