311 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 311 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,468 sqft · built 1981
Lot Size	19.5 acres (852,469 sqft)
Owner	Individual Name on File
Tax Bill	$757 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058-34-000-009`

Property Details

APN / Parcel Number

Primary APN	`058-34-000-009`
Alternative APN	`4236`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,468 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	852,469 sqft (19.5 acres)
Shed	1 Shed
Shed Area	144 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	4236
Street Address	311 WISE BEND RD
City	PONTOTOC
State	MS
Zip	38863-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19.57 AC NW1/4 DB 335-98 20170691 2/15/17 20183772 10/3/18 20194889 12/31/19 20233798 9/5/23 253 439 8434
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1021
Census Tract	950200

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1803 ESPERANZA RD, THAXTON, MS 38871-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Oct 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Dec 31, 2019	Warranty Deed, Transfer · Conventional Mortgage HAMILTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2019
Deed Sale	Dec 31, 2019
Deed Document Number	2019004889
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648

Mortgage

Document Number	2023003799
Date	Sep 5, 2023
Instrument	2023003799

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648

Mortgage

Document Number	2018003773
Date	Oct 3, 2018
Instrument	2018003773

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2038

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648

Mortgage

Document Number	2022004457
Date	Oct 27, 2022
Instrument	2022004457

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Dec 31, 2019
Property Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648
Document Number	2019004889
Instrument Date	Dec 31, 2019
Instrument	2019004889
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 WISE BEND RD, PONTOTOC, MS 38863-9648

Mortgage

Document Number	2019004890
Date	Dec 31, 2019
Instrument	2019004890

Lender

Name	HAMILTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00 (-0.66%) Homeowner's exemption Senior Citizen's exemption	$5,921 (-0.75%)	$56,639 (-0.53%) Land $13,798 Building $42,841
2023	$762.00 Homeowner's exemption	$5,966	$56,942 Land $14,080 Building $42,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Telapex Fixed Wireless	100 / 20

May also be available: North East Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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