215 Wise Bend Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 215 Wise Bend Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,174 sqft · built 1940
Lot Size0.88 acres (38,333 sqft)
OwnerIndividual Name on Record
Tax Bill$446 (2025)
Deeds & MortgagesJan 2023 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN058-27-000-012.03

Property Details

APN / Parcel Number

Primary APN058-27-000-012.03
Alternative APN
  • 14407

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,174 sqft Living Area
FlooringVinyl/Resilient
Interior WallsPaneling

Exterior

Year BuiltBuilt 1940
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area38,333 sqft (0.88 acres)
Deck Area288 sqft
Utility Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number14407
Street Address215 WISE BEND RD
CityPONTOTOC
StateMS
Zip38863-8609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.88 AC SW1/4 DB 537-236 3/92 643-286 6/20/96 DC 20094417 11/4/09 20135607 10/1/13 20135607 11/27/13 20153177 6/17/15 20153598
JurisdictionPONTOTOC MS
Township / Civil Division2
Census Block Group1
Census Block1021
Census Tract950200

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3360 HIGHWAY 9 S, PONTOTOC, MS 38863-8974
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Deed of Trust, Mortgage
FIRST CHOICE BANK
Feb 9, 2018Warranty Deed, Transfer · Conventional Mortgage
HAMILTON MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2018
Deed SaleFeb 9, 2018
Prior SaleJul 14, 2015
Deed Document Number2018000506
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address215 WISE BEND RD, PONTOTOC, MS 38863-8609
Transaction TypeMortgage
Record UpdatedFeb 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3468 HIGHWAY 9 S, PONTOTOC, MS 38863-7143

Mortgage

Document Number2023000330
DateJan 26, 2023
Instrument2023000330
Lender
NameFIRST CHOICE BANK
TypeBank
Agreement
AmountAmount Recorded
Term300 Months
DueJan 25, 2048

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateFeb 9, 2018
Property Address215 WISE BEND RD, PONTOTOC, MS 38863-8609
Document Number2018000506
Instrument DateFeb 6, 2018
Instrument2018000506
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018000507
DateFeb 9, 2018
Instrument2018000507
Lender
NameHAMILTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$446.00$3,491 (-)$33,071 (-) Land $6,944 Building $26,127
2023$446.00 Homeowner's exemption$3,491$33,071 Land $6,944 Building $26,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 57% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUD CREEK WATER ASSOCIATION #2
public/private · serves 663 people · EPA ID MS0580020
Water SourceGroundwater
Last State InspectionNov 2023
Also Mapped HereMUD CREEK WATER ASSOCIATION #1
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
AT&T
Fiber
1,000 / 1,000

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wise Bend Rd

Nearby Streets

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