311 W 3rd St, O Fallon, MO 63366 Property Records

St. Charles County property record for 311 W 3rd St, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,254 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,680 (Oct 2023)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253770A000`

Property Details

APN / Parcel Number

Primary APN	`253770A000`
Alternative APN	`2-050D-S020-00-0019.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	253770A000
Street Address	311 W 3RD ST
City	O FALLON
State	MO
Zip	63366-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	KREKEL ADDN IN SW COR BLK 11
Legal Range	3
Legal Township	47
Legal Section	02
Legal Subdivision	KREKEL ADD
Legal Block	11
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4016
Census Tract	311802

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 W 3RD ST, O FALLON, MO 63366-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 7, 2021	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2023 · Amount on Record
Deed Sale	Oct 4, 2023 · Amount on Record
Prior Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	202340935
Last Transfer Date	Dec 17, 2024
Transfer Doc	0000053464
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 4, 2023
Property Address	311 W 3RD ST, O FALLON, MO 63366-1613
Document Number	0000040935
Instrument Date	Sep 29, 2023
Instrument	2023R-040935
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 MORGAN MEADOWS LN, EOLIA, MO 63344-2238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 W 3RD ST, O FALLON, MO 63366-1613

Mortgage

Document Number	0000040936
Date	Oct 4, 2023
Instrument	2023R-040936

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 7, 2021
Property Address	311 W 3RD ST, O FALLON, MO 63366-1613
Document Number	0000001952
Instrument Date	Jan 5, 2021
Instrument	1952
Transaction Type	Transfer
Record Updated	Mar 24, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 W 3RD ST O FALLON MO 633661613, O FALLON, MO 63366-1613

Mortgage

Document Number	1953
Date	Jan 7, 2021
Instrument	1953

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00 (+30.45%)	$44,229 (+34.97%)	$232,788 (+34.97%) Land $46,200 Building $186,588
2024	$2,187.00
2023		$32,770
2022			$172,477 Land $35,000 Building $137,477

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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