305 W 3rd St, O Fallon, MO 63366 Property Records

St. Charles County property record for 305 W 3rd St, O Fallon, MO 63366 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,460 sqft · built 1962
Lot Size0.674 acres (29,373 sqft)
Owner2 Individual Names on File
Last Sale$127,500 (May 2020)
Tax Bill$3,333 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT160300026

Property Details

APN / Parcel Number

Primary APNT160300026
Alternative APN
  • 2-050D-C257-00-000A.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,460 sqft Living Area
Gross Area3,300 sqft
1st Floor Area1,650 sqft
Basement Area1,353 sqft
Finished Basement810 sqft
Unfinished Basement543 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area29,373 sqft (0.674 acres)
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account NumberT160300026
Street Address305 W 3RD ST
CityO FALLON
StateMO
Zip63366-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSULLIVAN PARCEL CONSOLIDATION PLAT LOT A
Legal SubdivisionSULLIVAN PARCEL CONSOLIDATION PLAT
Legal Lot NumberA
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4016
Census Tract311802

Owner

Source: St. Charles County records · APN T160300026

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address305 W 3RD ST, O FALLON, MO 63366-1613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2020 · Amount on Record
Deed SaleMay 05, 2020 · Amount on Record
Prior SaleJan 12, 2015
Deed Document Number2020285050
Deed Book / Page7286 / 1902
Prior Transfer DateApr 04, 2020
Prior Transfer Doc0072861902
Record UpdatedJun 08, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 05, 2020
Property Address305 W 3RD ST, O FALLON, MO 63366-1613
Document Number0072861902
Book / Page007286 / 001902
Instrument DateApr 04, 2020
Instrument285050
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 W 3RD ST O FALLON MO 633661613, O FALLON, MO 63366-1613

Mortgage

Document Number72861904
DateMay 05, 2020
Book Page007286/001904
Instrument285060
Lender
NameBANK OF OLD MONROE
TypeBank
AddressOLD MONROE, MO 63369
Agreement
AmountAmount Recorded
Term360 Months
DueMay 04, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,333.00 (+2.97%)$51,585 (+6.05%)$271,500 (+6.05%) Land $79,200 Building $192,300
2024$3,237.00
2023$48,642
2022$256,011 Land $60,000 Building $196,011

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Wisper ISP, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number