311 Summerfield Ct, Joppa, MD 21085 Property Records

Harford County property record for 311 Summerfield Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,899 sqft · built 1968
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (May 2026)
Tax Bill	$3,748 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-143859`

Property Details

APN / Parcel Number

Primary APN	`01-143859`
Alternative APNs	`1143859` `143859`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,899 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	115 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	77 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	143859
Street Address	311 SUMMERFIELD CT
City	JOPPA
State	MD
Zip	21085-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 6 50/160X115 311 SUMMERFIELD CT JOPPATOWNE S6 P 18/99
Legal Subdivision	JOPPATOWNE
Legal Block	70
Legal Lot Number	6,311
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1003
Census Tract	301402

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	311 SUMMERFIELD CT, JOPPA, MD 21085-4754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
Aug 7, 2024	Deed, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Aug 7, 2024 · Amount on Record
Deed Book / Page	17109 / 49
Prior Transfer Date	Jun 21, 2007
Prior Transfer Doc	0074800457
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 1, 2026
Property Address	311 SUMMERFIELD CT, JOPPA, MD 21085-4754
Document Number	0171090049
Book / Page	17109 / 49
Instrument Date	Apr 28, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	311 SUMMERFIELD CT, JOPPA, MD 21085-4754

Mortgage

Document Number	1710000057,
Date	May 1, 2026
Book Page	17109/57

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 7, 2024
Property Address	311 SUMMERFIELD CT, JOPPA, MD 21085-4754
Document Number	0163470203
Book / Page	16347 / 203
Map Reference	MB 18 FO 99
Instrument Date	Aug 1, 2024
Transaction Type	Transfer
Record Updated	Sep 11, 2024
Title Company	C&C TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0163470210
Date	Aug 7, 2024
Instrument	16347-0210

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

Mortgage

Document Number	0163470237
Date	Aug 7, 2024
Book Page	16347/237

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2044

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,748.00 (+36.79%)	$343,933 (+15.54%)	$390,200 (-) Land $69,600 Building $320,600
2025	$2,740.00	$297,667 (+23.45%)	$390,200 (+55.21%) Land $69,600 Building $320,600
2023		$241,133	$251,400 Land $69,600 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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