309 Summerfield Ct, Joppa, MD 21085 Property Records

Harford County property record for 309 Summerfield Ct, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,122 sqft · built 1968
Lot Size	0.261 acres (11,377 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Aug 2017)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-142275`

Property Details

APN / Parcel Number

Primary APN	`01-142275`
Alternative APNs	`1142275` `142275`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,122 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	11,377 sqft (0.261 acres)
Lot Dimensions	111 ft deep x 155 ft wide
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	142275
Street Address	309 SUMMERFIELD CT
City	JOPPA
State	MD
Zip	21085-4754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 5 50/155X111 309 SUMMERFIELD COURT JOPPATOWNE S 6 P 18/99
Legal Subdivision	JOPPATOWNE
Legal Block	70
Legal Lot Number	5,309
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1003
Census Tract	301402

Owner

Source: Harford County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 SUMMERFIELD CT, JOPPA, MD 21085-4754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 21, 2017	Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	201712478-0277
Deed Book / Page	12478 / 277
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	309 SUMMERFIELD CT, JOPPA, MD 21085-4754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0142520117
Date	Nov 12, 2020
Book Page	14252/117

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 21, 2017
Property Address	309 SUMMERFIELD CT, JOPPA, MD 21085-4754
Document Number	0124780277
Book / Page	12478 / 0277
Map Reference	MB18 FO99 SH3
Instrument Date	Jul 25, 2017
Instrument	12478-0277
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TRUST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,573.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUMMEIFLD, JOPPA, MD 21085

Mortgage

Document Number	124780283
Date	Aug 21, 2017
Instrument	12478-0283

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00 (+11.47%)	$277,333 (+13.91%)	$291,600 (+17.2%) Land $69,500 Building $222,100
2025	$2,711.00 (+4.47%)
2023		$243,467	$248,800 Land $69,500 Building $179,300
2022	$2,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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