San Diego County property record for 311 Montego Bay, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,881 sqft · built 1989 |
| Lot Size | 0.262 acres (11,417 sqft) |
| Owner | Company Name on File |
| Last Sale | $302,500 (May 2011) |
| Tax Bill | $4,501 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-391-11-00 |
| Primary APN | 122-391-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,881 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 11,417 sqft (0.262 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 311 MONTEGO BAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 380 TR 011776 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 011776 |
| Legal Block | 1 |
| Legal Lot Number | 380 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18609 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10621 PENROSE ST, SUN VALLEY, CA 91352-2014 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2011 · Amount on Record |
| Deed Sale | May 10, 2011 · Amount on Record |
| Prior Sale | Apr 29, 2008 · Amount on Record |
| Deed Document Number | 2011241473 |
| Last Transfer Date | Jan 27, 2020 |
| Transfer Doc | 0000125939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2020 |
| Property Address | 311 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000125939 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 125939 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10621 PENROSE ST SUN VALLEY CA 913522014, SUN VALLEY, CA 91352-2014 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $395,291 (+2%) Land $222,148 Building $173,143 | |
| 2025 | $4,501.00 (+5.14%) | $387,542 (+4.04%) Land $217,793 Building $169,749 |
| 2023 | $4,281.00 (+1.54%) | $372,495 Land $209,337 Building $163,158 |
| 2022 | $4,216.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures