San Diego County property record for 307 Montego Bay, Oceanside, CA 92057 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,352 sqft Living Area |
| Lot Size | 11,887 sqft (0.273 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $630,000 (2020) |
| Tax Bill | $7,713.00 (2025) |
Source: San Diego County records · APN 122-391-12-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Living Trust |
| Date | Document |
|---|---|
| Dec 09, 2022 | Intrafamily Transfer, Transfer |
| Sep 28, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIFORNIA COASTAL LOANS INC |
| Jun 01, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UBERMORTGAGE INC |
| Mar 29, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on Record |
| Deed Sale | Sep 28, 2020 · Amount on Record |
| Prior Sale | Jul 27, 2015 · Amount on Record |
| Deed Doc Number | 2020578117 |
| Last Transfer Date | Dec 05, 2022 |
| Transfer Doc | 0000463338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 09, 2022 |
| Property Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000463338 |
| Map Reference | MAP 11776 |
| Instrument Date | Dec 05, 2022 |
| Instrument | 2022-0463338 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 28, 2020 |
| Property Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000578117 |
| Map Reference | MAP 11776 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 2020-0578117 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000578118 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0578118 |
| Name | CALIFORNIA COASTAL LOANS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 01, 2017 |
| Property Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000245295 |
| Instrument Date | May 24, 2017 |
| Instrument | 245295 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2017 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 MONTEGO BAY OCEANSIDE CA 920574209, OCEANSIDE, CA 92057-4209 |
| Document Number | 245296 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 245296 |
| Name | UBERMORTGAGE INC |
|---|---|
| Address | RANCHO CUCAMONGA, CA 91730 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2017 |
| Property Address | 307 MONTEGO BAY, OCEANSIDE, CA 92057-4209 |
| Document Number | 0000141998 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 141998 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 307 MONTEGO BAY OCEANSIDE CA 920574209, OCEANSIDE, CA 92057-4209 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $695,566 (+2%) Land $360,130 Building $335,436 | |
| 2025 | $7,713.00 (+5.21%) Homeowner's exemption | $681,928 (+4.04%) Land $353,069 Building $328,859 |
| 2023 | $7,331.00 (+1.57%) Homeowner's exemption | $655,450 Land $339,360 Building $316,090 |
| 2022 | $7,218.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 122-391-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,352 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 11,887 sqft (0.273 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 307 MONTEGO BAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4209 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 379 TR 011776 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 011776 |
| Legal Block | 1 |
| Legal Lot Number | 379 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 18609 |
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