Essex County and Lynnfield Town property record for 311 Main St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,281 sqft · built 1958 |
| Lot Size | 0.906 acres (39,461 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Jan 2013) |
| Tax Bill | $12,102 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0028 B:0000 L:2399 |
| Primary APN | LYNF M:0028 B:0000 L:2399 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 4,435 sqft |
| Basement Area | 1,518 sqft |
| Unfinished Basement | 379 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 39,461 sqft (0.906 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 311 MAIN ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | VILLAGE ROW LYNNFIELD |
| Legal Lot Number | 2399 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 209200 |
311 Main St is owned and occupied by two individuals who bought it in January 2013.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 311 MAIN ST, LYNNFIELD, MA 01940-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Dec 27, 2024 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Jan 24, 2017 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2013 · Amount on File |
| Deed Sale | Jan 11, 2013 · Amount on File |
| Prior Sale | Jun 30, 2009 · Amount on File |
| Deed Book / Page | 32107 / 170 |
| Transfer Doc | 032107-170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 311 MAIN ST, LYNNFIELD, MA 01940-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040781-141 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 40781/141 |
| Instrument | 20220310001590 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 311 MAIN ST, LYNNFIELD, MA 01940-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039766-566 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 39766/566 |
| Instrument | 20210414004030 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 311 MAIN ST, LYNNFIELD, MA 01940-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042508-348 |
|---|---|
| Date | Dec 27, 2024 |
| Book Page | 42508/348 |
| Instrument | 20241227002490 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 311 MAIN ST, LYNNFIELD, MA 01940-2516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35632-41 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 35632/41 |
| Instrument | 142 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 311 Main St was $12,102, up 11.7% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,102.00 (+11.68%) | $1,056,000 (+2.91%) Land $568,500 Building $477,200 | $1,116,248 (+2.42%) |
| 2025 | $10,836.00 (+10.39%) | $1,026,100 (+9.86%) Land $551,900 Building $474,200 | $1,089,840 |
| 2024 | $9,816.00 (+10.72%) | $934,000 (+19.04%) Land $501,800 Building $432,200 | |
| 2023 | $8,866.00 | $784,600 Land $476,100 Building $308,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Sep 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 311 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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