Essex County and Lynnfield Town property record for 284 Main St, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,591 sqft · built 1900 |
| Lot Size | 1.02 acres (44,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Oct 2016) |
| Tax Bill | $13,783 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0028 B:0000 L:2267 |
| Primary APN | LYNF M:0028 B:0000 L:2267 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,591 sqft Living Area |
| Gross Area | 4,001 sqft |
| Basement Area | 1,015 sqft |
| Unfinished Basement | 1,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,579 sqft (1.02 acres) |
| Garage Type | Detached |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 284 MAIN ST |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 2267 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 209200 |
284 Main St is owned and occupied by two individuals who bought it in October 2016.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 MAIN ST, LYNNFIELD, MA 01940-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on File |
| Deed Sale | Oct 17, 2016 · Amount on File |
| Prior Sale | Aug 26, 2014 · Amount on File |
| Deed Book / Page | 35357 / 308 |
| Transfer Doc | 035357-308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 284 MAIN ST, LYNNFIELD, MA 01940-2515 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039458-303 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 39458/303 |
| Instrument | 20210127001350 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2026 property tax bill for 284 Main St was $13,783, up 11.7% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,783.00 (+11.7%) | $1,202,700 (+2.93%) Land $569,800 Building $610,100 | $1,177,225 (+5.17%) |
| 2025 | $12,339.00 (+10.26%) | $1,168,500 (+9.74%) Land $553,200 Building $615,300 | $1,119,385 |
| 2024 | $11,191.00 (+1.78%) | $1,064,800 (+9.43%) Land $502,900 Building $561,900 | |
| 2023 | $10,995.00 | $973,000 Land $477,200 Building $495,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 284 Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2001–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2011 · Severe Storm |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 284 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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