311 Main St, Belt, MT 59412 Property Records

Cascade County property record for 311 Main St, Belt, MT 59412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,192 sqft · built 1967
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$196,400 (Sep 2020)
Tax Bill	$1,504 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0250158`

Property Details

APN / Parcel Number

Primary APN	`R0250158`
Alternative APNs	`02-2895-26-1-02-01-0000` `0004832500` `04832500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	596 sqft
Finished Basement	596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004832500
Street Address	311 MAIN ST
City	BELT
State	MT
Zip	59412-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BELT ORIGINAL TOWNSITE, S26, T19 N, R06 E, BLOCK 014, LOTS 14-15
Legal Range	06E
Legal Township	19N
Legal Section	26
Legal Subdivision	BELT ORIGINAL TOWNSITE
Legal Block	14
Legal Lot Number	14,15
Jurisdiction	CASCADE MT
Township / Civil Division	BELT
Census Block Group	2
Census Block	2033
Census Tract	10600

Owner

311 Main St is owned and occupied by an individual who bought it in September 2020.

Source: Cascade County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	311 MAIN ST, BELT, MT 59412-7526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Aug 3, 2006 · Amount on File
Deed Document Number	2020394346
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Sep 4, 2020
Property Address	311 MAIN ST, BELT, MT 59412-7526
Document Number	00R0394346
Instrument Date	Sep 1, 2020
Instrument	R0394346
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 MAIN ST, BELT, MT 59412-7526
Investor	Possibly a Property Investor

Mortgage

Document Number	00R0394344
Date	Sep 4, 2020
Instrument	R0394344

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 311 Main St was $1,504, down 3.8% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Belt Town
Elementary School District	Belt Elementary School District (PK - 08)
Secondary School District	Belt High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,504.00 (-3.84%)	$296,000 (-)
2025	$1,564.00	$296,000	$296,000 Land $56,000 Building $240,000
2023	$2,038.00	$241,900	$241,900 Land $33,000 Building $208,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Main St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	16 (1981–2013)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jun 2013 · Flooding
Claims by Event	Severe Storms And Flooding, Jun 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BELT serves 600 people · EPA ID MT0000138
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20