Westmoreland County property record for 308 Locust Ave, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,764 sqft · built 1995 |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jun 2020) |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Jun 2020 Second Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3A4-3-20-24 |
| Primary APN | 3A4-3-20-24 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 180 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21044 |
|---|---|
| Old Parcel Number | 3A4-3-20-24 |
| Street Address | 308 LOCUST AVE |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-4700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | BLUFF POINT LOT 24 BK 20DB 932 PG 2437 |
| Legal Subdivision | BLUFF POINT |
| Legal Block | 20 |
| Legal Lot Number | 24 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10402 |
Source: Westmoreland County records, as of January 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage C&F MORTGAGE CORP |
| Jun 29, 2020 | Warranty Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP |
| Dec 5, 2017 | Warranty Deed, Transfer · FmHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Dec 5, 2017 · Amount on Record |
| Deed Document Number | 0009322437 |
| Deed Book / Page | 932 / 2437 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 09322452 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 09322452 |
| Name | C&F MORTGAGE CORP |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Jun 29, 2020 |
| Property Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Document Number | 0009322437 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 09322437 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Document Number | 0009322439 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 09322439 |
| Name | C&F MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Recording Date | Dec 5, 2017 |
| Property Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Document Number | 0009020255 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 9020255 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 LOCUST AVE, COLONIAL BEACH, VA 22443-4700 |
| Document Number | 0009020258 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 9020258 |
| Name | NEW PENN FINANCIAL LLC |
|---|
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Colonial Beach Town |
| County | Westmoreland County |
| Unified School District | Colonial Beach Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 (+5.02%) | $209,400 (-) Land $34,200 Building $175,200 | $209,400 (-) Land $34,200 Building $175,200 |
| 2023 | $209,400 Land $34,200 Building $175,200 | $209,400 Land $34,200 Building $175,200 | |
| 2022 | $837.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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