311 Franklin St, Fredericktown, MO 63645 Property Records

Madison County property record for 311 Franklin St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	2 bd · 984 sqft · built 1932
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$320 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.2-08-004-015-003.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-015-003.000`
Alternative APN	`4053`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	290 ft deep x 50 ft wide
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	311 FRANKLIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 3 BLOCK 2 COLLEGE HILL ADDN
Legal Range	07
Legal Township	33
Legal Section	08
Legal Subdivision	COLLEGE HILL ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2018
Census Tract	960202

Owner

311 Franklin St is owned by an individual who acquired it in March 2026.

Source: Madison County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	603 N MINE LA MOTTE ST, FREDERICKTOWN, MO 63645-1023
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Mar 26, 2026	Intrafamily Transfer, Transfer
Mar 8, 2024	Deed of Trust, Mortgage FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 2026
Transfer Doc	0000000495
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	May 15, 2026
Property Address	311 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	0000000809
Book / Page	587 / 838
Instrument Date	May 14, 2026
Instrument	2026809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MINE LA MOTTE ST, FREDERICKTOWN, MO 63645-1023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000809,
Date	May 15, 2026
Book Page	587/838
Instrument	2026809

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Jul 24, 2026
Property Address	311 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	0000001202
Book / Page	590 / 71
Instrument Date	May 14, 2026
Instrument	20261202
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MINE LA MOTTE ST, FREDERICKTOWN, MO 63645-1023
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001202,
Date	Jul 24, 2026
Book Page	590/71
Instrument	20261202

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MO
Recording Date	Mar 26, 2026
Property Address	311 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	0000586/67
Book / Page	586 / 67
Instrument Date	Mar 17, 2026
Instrument	2026000495
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N MINE LA MOTTE ST, FREDERICKTOWN, MO 63645-1023

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	311 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000562/912
Date	Mar 8, 2024
Book Page	562/912

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 311 Franklin St was $320.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$320.00	$5,100	$26,830 Land $6,000 Building $20,830
2023	$425.00	$6,770	$35,630 Land $6,000 Building $29,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Franklin St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Franklin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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