309 Franklin St, Fredericktown, MO 63645 Property Records

Madison County property record for 309 Franklin St, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,254 sqft · built 1940
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,840 (Mar 2025)
Tax Bill	$539 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.2-08-004-015-004.000`

Property Details

APN / Parcel Number

Primary APN	`07-3.2-08-004-015-004.000`
Alternative APN	`4054`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	309 FRANKLIN ST
City	FREDERICKTOWN
State	MO
Zip	63645-1555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 LT 3 BLK 2 COLLEGE HILL ADDN
Legal Range	07
Legal Township	33
Legal Section	08
Legal Subdivision	COLLEGE HILL ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2018
Census Tract	960202

Owner

Source: Madison County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1270 MADISON 252, FREDERICKTOWN, MO 63645-8257
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Aug 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage ENCORE CREDIT CORP
Mar 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK
Mar 25, 2025	Affidavit, Transfer
Apr 6, 2010	Warranty Deed, Transfer · Line of Credit NEW ERA BANK
Feb 1, 2007	Intrafamily Transfer, Transfer · Line of Credit SUN SECURITY BANK
Jun 6, 2006	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Apr 6, 2010 · Amount on Record
Deed Document Number	2025391
Deed Book / Page	573 / 833
Prior Transfer Date	May 25, 2006
Prior Transfer Doc	00368/0274
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Recording Date	Jun 29, 2026
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	0000001027
Book / Page	589 / 102
Instrument Date	Jun 26, 2026
Instrument	20261027
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 MADISON 252, FREDERICKTOWN, MO 63645-8257

Mortgage

Document Number	0000001027,
Date	Jun 29, 2026
Book Page	589/102
Instrument	20261027

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00354/0460
Date	Aug 2, 2005
Book Page	354/0460
Instrument	2068

Lender

Name	ENCORE CREDIT CORP
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2035
Prepayment Penalty	36 Months

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Mar 25, 2025
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	000573/833
Book / Page	573 / 833
Instrument Date	Mar 20, 2025
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 MADISON 252, FREDERICKTOWN, MO 63645-8257

Mortgage

Document Number	2025000392
Date	Mar 25, 2025
Instrument	2025000392

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MADISON MO
Recording Date	Mar 25, 2025
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	000573/831
Book / Page	573 / 831
Instrument Date	Mar 20, 2025
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Apr 6, 2010
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	00417/0007
Book / Page	417 / 0007
Instrument Date	Apr 2, 2010
Instrument	0497
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 FRANKLIN ST, FREDERICKTOWN, MO 63645-1556

Mortgage

Document Number	0000000500
Date	Apr 6, 2010
Instrument	0500

Lender

Name	NEW ERA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MO
Recording Date	Feb 1, 2007
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	00378/0990
Book / Page	378 / 0990
Instrument Date	Jan 29, 2007
Instrument	0306
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	314 E COLLEGE AVE, FREDERICKTOWN, MO 63645-1210
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000307
Date	Feb 1, 2007
Instrument	0307

Lender

Name	SUN SECURITY BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2006: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON MO
Recording Date	Jun 6, 2006
Property Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555
Document Number	00368/0274
Book / Page	368 / 0274
Instrument Date	May 25, 2006
Instrument	1343
Transaction Type	Foreclosure
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 FRANKLIN ST, FREDERICKTOWN, MO 63645-1555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 W 4TH ST, CINCINNATI, OH 45202-2628

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Municipality	Fredericktown City
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$539.00	$8,580 (-)	$45,180 (-) Land $6,000 Building $39,180
2023	$539.00	$8,580	$45,180 Land $6,000 Building $39,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICKTOWN PWS serves 4,429 people · EPA ID MO4010290
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Aug 2017 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures