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311 Flounder St, Crestview, FL 32539 Property Records

Okaloosa County property record for 311 Flounder St, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2021
Owner2 Individual Names on Record
Last Sale$338,000 (Dec 2022)
Tax Bill$4,426 (2023)
Deeds & MortgagesJul 2026 Mortgage
Dec 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-001-137-5356-0

Property Details

APN / Parcel Number

Primary APNC56-001-137-5356-0
Alternative APNs
  • 27-3N-23-1777-0000-1170
  • 23N327177700001170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Living Area
Gross Area2,301 sqft
1st Floor Area1,768 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address311 FLOUNDER ST
CityCRESTVIEW
StateFL
Zip32539-6766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIVER LANDING PHASE 1 LOT 117
Legal Range23W
Legal Township03N
Legal Section27
Legal SubdivisionSHOAL RIVER LANDING
Legal Phase1
Legal Block10
Legal Lot Number117
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL
Dec 18, 2023Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 5, 2022Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 27, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Deed Document Number20223594309
Deed Book / Page3653 / 3284
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateJul 6, 2026
Property Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766
Document Number0003826149
Instrument DateJun 30, 2026
Instrument20263826149
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766

Mortgage

Document Number0003826149,
DateJul 6, 2026
Instrument20263826149
Lender
NameVILLAGE CAPITAL
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766

Mortgage

Document Number0003662521
DateDec 18, 2023
Instrument3662521
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 5, 2022
Property Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766
Document Number0036533284
Book / Page3653 / 3284
Map ReferenceMB 29 PG 67-72
Instrument DateNov 28, 2022
Instrument3594309
Transaction TypeTransfer
Record UpdatedDec 30, 2022
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,366.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4810 LITTLE LONDON DR, COLORADO SPRINGS, CO 80923-6291

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766

Mortgage

Document Number0036533286
DateDec 5, 2022
Instrument3653/3286
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

August 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 27, 2021
Property Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766
Document Number0035700327
Book / Page3570 / 327
Map ReferenceMB 29 PG 67-72
Instrument DateAug 26, 2021
Instrument3484148
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,113.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address311 FLOUNDER ST, CRESTVIEW, FL 32539-6766

Mortgage

Document Number0003570328
DateAug 27, 2021
Instrument3570/328
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$252,984 (-7.54%) Land $47,235 Building $205,749$252,984 (-7.54%) Land $47,235 Building $205,749
2023$4,426.00 (+6.01%)$273,623 (+6.7%) Land $40,131 Building $233,492$273,623 (+6.7%) Land $40,131 Building $233,492
2022$4,175.00$256,444 Land $37,506 Building $218,938$256,444 Land $37,506 Building $218,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
CenturyLink
Fiber		2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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