309 Flounder St, Crestview, FL 32539 Property Records

Okaloosa County property record for 309 Flounder St, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,768 sqft · built 2021
OwnerIndividual Name on Record
Last Sale$296,900 (Sep 2021)
Tax Bill$4,010 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-137-5355-2

Property Details

APN / Parcel Number

Primary APNC56-001-137-5355-2
Alternative APN
  • 27-3N-23-1777-0000-1160

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,768 sqft Heated Area
Gross Area2,301 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeFinished
PorchOpen Porch
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address309 FLOUNDER ST
CityCRESTVIEW
StateFL
Zip32539-6766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHOAL RIVER LANDING PHASE 1 LOT 116
Legal SubdivisionSHOAL RIVER LANDING PH 1
Legal Phase1
Legal Lot Number116
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 FLOUNDER ST, CRESTVIEW, FL 32539-6766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Deed Document Number3485943
Deed Book / Page3571 / 3038
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 3, 2021
Property Address309 FLOUNDER ST, CRESTVIEW, FL 32539-6766
Document Number0035713038
Book / Page3571 / 3038
Map ReferenceMB 29 PG 67-72
Instrument DateAug 31, 2021
Instrument3485943
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,078.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 FLOUNDER ST, CRESTVIEW, FL 32539-6766

Mortgage

Document Number0035713039
DateSep 3, 2021
Instrument3571/3039
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,010.00 (-9.28%)$252,625 (-7.54%) Land $47,235 Building $205,390$252,625 (-7.54%) Land $47,235 Building $205,390
2023$4,420.00 (+6.02%)$273,220 (+6.7%) Land $40,131 Building $233,089$273,220 (+6.7%) Land $40,131 Building $233,089
2022$4,169.00$256,067 Land $37,506 Building $218,561$256,067 Land $37,506 Building $218,561

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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