311 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 311 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,293 sqft · built 1919
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Sep 2026)
Tax Bill	$3,535 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-419-010`

Property Details

APN / Parcel Number

Primary APN	`06-16-419-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	665 sqft
Basement Area	665 sqft
Unfinished Basement	665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Lot Area	3,049 sqft (0.07 acres)
Lot Depth	30 ft Depth
Garage Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	311 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	5526 COM ON W LI OF ELM STREET 115FT S OF S LI OF WEST KALAMAZOO AVENUE; TH W 90FT; TH S 33.25FT; TH E 90FT TO W LI OF ELM
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3007
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1115 MERRILL ST, KALAMAZOO, MI 49008-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OMNI COMMUNITY CU
Jul 24, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Jul 10, 2017	Warranty Deed, Transfer · ARM LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	202627428
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 14, 2026
Property Address	311 ELM ST, KALAMAZOO, MI 49007-3216
Document Number	0000027428
Instrument Date	Sep 14, 2026
Instrument	202627428
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	DEVON, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195,435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 MERRILL ST, KALAMAZOO, MI 49008-1332

Mortgage

Document Number	0000027429,
Date	Sep 14, 2026
Instrument	202627429

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	311 ELM ST, KALAMAZOO, MI 49007-3216
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020021479
Date	Jul 8, 2020
Instrument	2020-021479

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 24, 2020
Property Address	311 ELM ST, KALAMAZOO, MI 49007-3216
Document Number	2020023671
Instrument Date	Jul 6, 2020
Instrument	2020-023671
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 ELM ST, 311, KALAMAZOO, MI 49007-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 ELM ST, KALAMAZOO, MI 49007-3216

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 10, 2017
Property Address	311 ELM ST, KALAMAZOO, MI 49007-3216
Document Number	2017023139
Instrument Date	Jun 15, 2017
Instrument	2017-023139
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ASK SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,384.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9225 HAWKINS RD # RD2B, 9225, INDIANAPOLIS, IN 46216-2285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 ELM ST, KALAMAZOO, MI 49007-3216

Mortgage

Document Number	2017023140
Date	Jul 10, 2017
Instrument	2017-023140

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.24%
Index	1-Year LIBOR
Max Rate	8.24%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (+11.29%)	$175,400 (+11.29%)
2025	$3,535.00 (+38.74%) Homeowner's exemption
2023		$78,800	$157,600
2019	$2,548.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet.

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