307 Elm St, Kalamazoo, MI 49007 Property Records

Kalamazoo County property record for 307 Elm St, Kalamazoo, MI 49007

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,344 sqft · built 1920
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Tax Bill	$3,346 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-16-419-011`

Property Details

APN / Parcel Number

Primary APN	`06-16-419-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,344 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	11,326 sqft (0.26 acres)
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	307 ELM ST
City	KALAMAZOO
State	MI
Zip	49007-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM15
Legal Description	SECTION 16 T2S R11W COM ON W LI OF ELM STREET 148.25FT S OF S LI WEST KALAMAZOO AVENUE; TH S 0DEG 0MIN 0SEC W 52.92FT; TH S
Legal Range	11W
Legal Township	02
Legal Section	16
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	3
Census Block	3007
Census Tract	500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stuart Area Historic District listed 1983 · 324 contributing resources · NRIS 83000874

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	307 ELM ST, KALAMAZOO, MI 49007-3216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 6, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2002
Transfer Doc	0000000417
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	307 ELM ST, KALAMAZOO, MI 49007-3216
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 ELM ST, KALAMAZOO, MI 49007-3216

Mortgage

Document Number	2023028668
Date	Dec 1, 2023
Instrument	2023-028668

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	307 ELM ST, KALAMAZOO, MI 49007-3216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003415
Date	Feb 6, 2017
Instrument	2017-003415

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Jan 11, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,000 (+10.67%)	$222,000 (+10.67%)
2025	$3,346.00 (+25.22%) Homeowner's exemption
2023		$100,300	$200,600
2019	$2,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2022)
Most Recent Claim	Jun 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet.

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