311 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 311 E Schrock Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,972 sqft · built 1909
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Apr 2021)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-27-376-002`

Property Details

APN / Parcel Number

Primary APN	`8813-27-376-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	676 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	311 E SCHROCK RD
City	WATERLOO
State	IA
Zip	50701-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 315 FT E 332.35 FT W 1849.45 FT S 1/2 SW SEC 27 T 88 R 13 EXC RD AS DESC IN B 450 P 271
Legal Range	13W
Legal Township	88N
Legal Section	27
Jurisdiction	BLACK HAWK IA
Township / Civil Division	ORANGE
Census Block Group	3
Census Block	3004
Census Tract	3002

Owner

Source: Black Hawk County records · APN 8813-27-376-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	311 E SCHROCK RD, WATERLOO, IA 50701-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2021
Property Address	311 E SCHROCK RD, WATERLOO, IA 50701-9563
Document Number	202100022205
Instrument Date	Apr 14, 2021
Instrument	202100022205
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 E SCHROCK RD, WATERLOO, IA 50701-9563

Mortgage

Document Number	202100022206
Date	Apr 22, 2021
Instrument	202100022206

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 Homeowner's exemption	$225,730 (+16.15%) Land $77,000 Building $148,730	$225,730 (+16.15%) Land $77,000 Building $148,730
2024	$2,720.00 (+62.1%)
2023		$194,340 (+44.66%) Land $66,000 Building $128,340	$194,340 (+44.66%) Land $66,000 Building $128,340
2022	$1,678.00 Homeowner's exemption	$134,340 Land $55,000 Building $79,340
2021			$134,340 Land $55,000 Building $79,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2008–2016)
Most Recent Claim	Sep 2016, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Alpine Communications	Fiber	500 / 500
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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