1125 E Schrock Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1125 E Schrock Rd, Waterloo, IA 50701

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,606 sqft · built 1978
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,652 (2025)
Deeds & Mortgages	Mar 2025 Sale Feb 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-26-351-011`

Property Details

APN / Parcel Number

Primary APN	`8813-26-351-011`
Alternative APN	`8813-26-351-014`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,606 sqft Living Area
1st Floor Area	1,528 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	1,766 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	204 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	8813-26-351-011
Street Address	1125 E SCHROCK RD
City	WATERLOO
State	IA
Zip	50701-9451
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART OF SW 1/4 SEC 26 T 88 R 13 DESC AS: COM AT SW COR SAID SW ? TH DUE E 510.06 FT TO SE COR OF W 510 FT OF S 315.5 FT OF S
Legal Range	13W
Legal Township	88N
Legal Section	26
Jurisdiction	BLACK HAWK IA
Township / Civil Division	ORANGE
Census Block Group	3
Census Block	3001
Census Tract	3002

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1125 E SCHROCK RD, WATERLOO, IA 50701-9451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2025	Re-recorded Document
Feb 18, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 24, 2025
Property Address	1125 E SCHROCK RD, WATERLOO, IA 50701-9451
Document Number	0202503836
Instrument Date	Feb 5, 2025
Instrument	2025-03836
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$479.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 E SCHROCK RD, WATERLOO, IA 50701-9451

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 18, 2025
Property Address	1125 E SCHROCK RD, WATERLOO, IA 50701-9451
Document Number	0202502174
Instrument Date	Feb 5, 2025
Instrument	2025-02174
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$479.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1125 E SCHROCK RD, WATERLOO, IA 50701-9451

Mortgage

Document Number	0202502175
Date	Feb 18, 2025
Instrument	2025-02175

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,652.00 Homeowner's exemption	$278,910 (-1.04%) Land $2,200 Building $276,710	$278,910 (-1.04%) Land $2,200 Building $276,710
2024	$3,652.00 (+24.56%)
2023		$281,830 (+24.14%) Land $1,790 Building $280,040	$281,830 (+24.14%) Land $1,790 Building $280,040
2022	$2,932.00 Homeowner's exemption Additional exemption filed	$227,030 Land $1,420 Building $225,610
2021			$227,030 Land $1,420 Building $225,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2008–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alpine Communications Fiber	500 / 500
GigFire Fixed Wireless	150 / 130

May also be available: STS Broadband.

Nearby Properties on E Schrock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures