311 E College St, Coldwater, OH 45828 Property Records

Mercer County property record for 311 E College St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1950
Lot Size	0.151 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$184,333 (Nov 2022)
Tax Bill	$1,172 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-069400.0000`

Property Details

APN / Parcel Number

Primary APN	`05-069400.0000`
Alternative APN	`08-34-112-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	540 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide

Location & Zoning

Street Address	311 E COLLEGE ST
City	COLDWATER
State	OH
Zip	45828-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FETZERS 2ND ADD LOT#: 314
Legal Subdivision	FETZERS 2ND ADD
Legal Lot Number	314
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	4
Census Block	4070
Census Tract	967700

Owner

311 E College St is owned and occupied by two individuals who bought it in November 2022.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 E COLLEGE ST, COLDWATER, OH 45828-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on File
Deed Sale	Nov 28, 2022 · Amount on File
Prior Sale	Oct 17, 2016 · Amount on File
Deed Document Number	20225638
Record Updated	Sep 20, 2026

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Nov 28, 2022
Property Address	311 E COLLEGE ST, COLDWATER, OH 45828-1826
Document Number	202200005638
Instrument Date	Nov 22, 2022
Instrument	202200005638
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	311 E COLLEGE ST, COLDWATER, OH 45828-1826

Mortgage

Document Number	202200005639
Date	Nov 28, 2022
Instrument	202200005639

Lender

Name	THE PEOPLES BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 311 E College St was $1,172.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,172.00	$34,370 (-) Land $6,510 Building $27,860
2024	$1,172.00 (+1.82%)	$34,370 (-) Land $6,510 Building $27,860
2023	$1,151.00 (+10.89%)	$34,370 (+24.57%) Land $6,510 Building $27,860	$98,200 Land $18,600 Building $79,600
2022	$1,038.00	$27,590 Land $4,100 Building $23,490
2020			$78,800 Land $11,700 Building $67,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 311 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20