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309 E College St, Coldwater, OH 45828 Property Records

Mercer County property record for 309 E College St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,576 sqft · built 1940
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$136,000 (Feb 2020)
Tax Bill$1,911 (2025)
Deeds & MortgagesFeb 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN05-069300.0000

Property Details

APN / Parcel Number

Primary APN05-069300.0000
Alternative APN
  • 08-34-112-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
Basement Area1,016 sqft
Unfinished Basement1,016 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions132 ft deep x 50 ft wide

Location & Zoning

Street Address309 E COLLEGE ST
CityCOLDWATER
StateOH
Zip45828-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFETZERS 2ND ADD LOT#: 313
Legal SubdivisionFETZERS 2ND ADD
Legal Lot Number313
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4070
Census Tract967700

Owner

309 E College St is owned and occupied by an individual who bought it in February 2020.

Source: Mercer County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address309 E COLLEGE ST, COLDWATER, OH 45828-1826
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2020 · Amount on File
Deed SaleFeb 5, 2020 · Amount on File
Prior SaleJul 26, 2010 · Amount on File
Deed Document Number2020577
Prior Transfer DateMar 17, 2015
Prior Transfer Doc0000001284
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateFeb 5, 2020
Property Address309 E COLLEGE ST, COLDWATER, OH 45828-1826
Document Number202000000577
Instrument DateJan 31, 2020
Instrument202000000577
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E COLLEGE ST, COLDWATER, OH 45828-1826

Mortgage

Document Number202000000579
DateFeb 5, 2020
Instrument202000000579
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number202000000578
DateFeb 5, 2020
Instrument202000000578
Lender
NameTHE PEOPLES BANK CO
TypeBank
AddressCOLDWATER, OH 45828
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 309 E College St was $1,911.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,911.00$56,040 (-) Land $6,510 Building $49,530
2024$1,911.00 (+1.87%)$56,040 (-) Land $6,510 Building $49,530
2023$1,876.00 (+4.4%)$56,040 (+17.36%) Land $6,510 Building $49,530$160,100 Land $18,600 Building $141,500
2022$1,797.00$47,750 Land $4,100 Building $43,650
2020$136,400 Land $11,700 Building $124,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 E College St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E College St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless in parts of the area		2,000 / 2,000
NKTELCO - Goldstar
Fiber		1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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