Essex County and Saugus Town property record for 311 Central St, Saugus, MA 01906
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 2 ba · 2,342 sqft · built 1930 |
| Lot Size | 0.203 acres (8,834 sqft) |
| Owner | Company Name on Record |
| Last Sale | $620,000 (Nov 2021) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:008-E B:0015 L:0007 |
| Primary APN | SAUG M:008-E B:0015 L:0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Total Area |
| Gross Area | 4,527 sqft |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,153 sqft |
| Unfinished Basement | 1,153 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,834 sqft (0.203 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4278012 |
|---|---|
| Street Address | 311 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2341 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | NA |
| Legal Block | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 208200 |
Source: Essex County and Saugus Town records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 21 FOSTER ST, SAUGUS, MA 01906-2338 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PENTUCKET BANK |
| Jun 2, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on Record |
| Deed Sale | Nov 16, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 20213240 |
| Deed Book / Page | 40488 / 576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Nov 16, 2021 |
| Property Address | 311 CENTRAL ST, SAUGUS, MA 01906-2341 |
| Document Number | 40488-576 |
| Book / Page | 40488 / 576 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 20211116003240 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 CENTRAL ST, SAUGUS, MA 01906-2341 |
| Document Number | 211116003250 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 211116003250 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 2, 2021 |
| Property Address | 311 CENTRAL ST, SAUGUS, MA 01906-2341 |
| Document Number | 39939-349 |
| Book / Page | 39939 / 349 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 20210602001630 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 CENTRAL ST, SAUGUS, MA 01906-2341 |
| Document Number | 210602001640 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 210602001640 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $634,500 (+2.5%) Land $348,600 Building $285,900 |
| 2024 | $619,000 (-3.13%) Land $336,300 Building $282,700 |
| 2023 | $639,000 Land $305,800 Building $333,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1991–2008) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2008 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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