304 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 304 Central St, Saugus, MA 01906

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	0.5 ba · 2,158 sqft · built 1930
Lot Size	0.064 acres (2,797 sqft)
Owner	2 Company Names on File
Tax Bill	$8,481 (2025)
Deeds & Mortgages	Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:008-E B:0016 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:008-E B:0016 L:0002`
Alternative APNs	`M:008=E B:0016 L:0002` `7989014`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,158 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Concrete Block
Roof Material	Other
Lot Area	2,797 sqft (0.064 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7989014
Street Address	304 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2344
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	NA
Legal Block	16
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1004
Census Tract	208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-E B:0016 L:0002

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	52 SAVILLE ST, SAUGUS, MA 01906-2218
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2015
Deed Sale	Mar 17, 2015
Deed Document Number	201531700306
Deed Book / Page	33920 / 198
Last Transfer Date	Jun 10, 2020
Transfer Doc	38660-404
Record Updated	Jun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 29, 2020
Property Address	304 CENTRAL ST, SAUGUS, MA 01906-2344
Document Number	38660-404
Book / Page	038660 / 000404
Instrument Date	Jun 10, 2020
Instrument	29005480
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	68 BROOK DR LYNNFIELD MA 019402346, LYNNFIELD, MA 01940-2346

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,481.00 (+2.95%)	$386,200 (+3.37%) Land $199,100 Building $187,100
2024	$8,238.00 (+2.85%)	$373,600 (+8.86%) Land $192,200 Building $181,400
2023	$8,010.00	$343,200 Land $174,700 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092082001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1979–1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 429 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.