Middlesex County and Acton Town property record for 311 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,129 sqft · built 1860 |
| Lot Size | 0.463 acres (20,152 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,000 (Jan 2015) |
| Tax Bill | $10,489 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F2A B:0002 L:0000 |
| Primary APN | ACTO M:00F2A B:0002 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,129 sqft Living Area |
| Gross Area | 3,604 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,152 sqft (0.463 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Street Address | 311 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0002 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 CENTRAL ST, ACTON, MA 01720-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 08, 2015 · Amount on Record |
| Deed Sale | Jan 08, 2015 · Amount on Record |
| Prior Sale | Dec 10, 1993 · Amount on Record |
| Deed Book / Page | 64771 / 238 |
| Transfer Doc | 0000004433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 311 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078884-184 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 78884/184 |
| Instrument | 223346 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 311 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78884-184 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 78884/184 |
| Instrument | 223346 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 311 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76362-118 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 76362/118 |
| Instrument | 231915 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,489.00 (+8.62%) | $611,600 (+5.58%) Land $272,700 Building $338,900 | $659,775 (+0.27%) |
| 2024 | $9,657.00 (-0.82%) | $579,300 (+4.47%) Land $272,700 Building $306,600 | $657,970 |
| 2023 | $9,737.00 | $554,500 Land $247,900 Building $306,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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