Middlesex County and Acton Town property record for 309 Central St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,725 sqft · built 1925 |
| Lot Size | 0.353 acres (15,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Mar 2021) |
| Tax Bill | $10,487 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00F2A B:0027 L:0000 |
| Primary APN | ACTO M:00F2A B:0027 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 3,718 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,360 sqft (0.353 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 309 CENTRAL ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 363201 |
Source: Middlesex County and Acton Town records · APN ACTO M:00F2A B:0027 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 CENTRAL ST, ACTON, MA 01720-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 05, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA |
| Sep 17, 2020 | Fiduciary Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Prior Sale | Sep 17, 2020 · Amount on Record |
| Deed Document Number | 202150114 |
| Deed Book / Page | 77150 / 223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 309 CENTRAL ST, ACTON, MA 01720-2414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080182-209 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 80182/209 |
| Instrument | 78941 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Mar 05, 2021 |
| Property Address | 309 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 77150-223 |
| Book / Page | 77150 / 223 |
| Instrument Date | Mar 05, 2021 |
| Instrument | 50114 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 50115 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 50115 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Sep 17, 2020 |
| Property Address | 309 CENTRAL ST, ACTON, MA 01720-2414 |
| Document Number | 0001853711 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 1853711 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12 ORCHARD DR HUDSON MA 017491853, HUDSON, MA 01749-1853 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,487.00 (+6.5%) | $611,500 (+3.52%) Land $269,000 Building $342,500 | $846,735 (+2.21%) |
| 2024 | $9,847.00 (+2.52%) | $590,700 (+7.99%) Land $269,000 Building $321,700 | $828,400 |
| 2023 | $9,605.00 | $547,000 Land $244,500 Building $302,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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