31093 Garden Rd, Manteca, CA 95337 Property Records

San Joaquin County property record for 31093 Garden Rd, Manteca, CA 95337

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1965
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$444,000 (Dec 2015)
Tax Bill	$6,012 (2026)
Deeds & Mortgages	Sep 2020 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`257-090-020-000`

Property Details

APN / Parcel Number

Primary APN	`257-090-020-000`
Alternative APN	`257-090-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	55,321 sqft (1.27 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	257-090-02
Street Address	31093 GARDEN RD
City	MANTECA
State	CA
Zip	95337-8886
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG40
Legal Description	RIVER JUNCTION FARMS 02 MAP 000000 00000 LOT 7
Legal Subdivision	RIVER JUNC FARMS 02
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3021
Census Tract	5106

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2455 NAGLEE RD, TRACY, CA 95304-7324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit POLICE CU/CALIFORNIA
May 23, 2020	Deed of Trust, Mortgage PROVIDENT LNDG
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI PROVIDENT LNDG
Oct 2, 2017	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Nov 4, 1999 · Amount on File
Deed Document Number	2015144018
Prior Transfer Date	Jul 29, 2004
Prior Transfer Doc	0000175500
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31093 GARDEN RD, MANTECA, CA 95337-8886
Document Number	0000119184
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31093 GARDEN RD MANTECA CA 953378886, MANTECA, CA 95337-8886

Mortgage

Document Number	0000119184
Date	Sep 14, 2020
Instrument	119184

Lender

Name	POLICE CU/CALIFORNIA
Address	SAN BRUNO, CA 94066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31093 GARDEN RD, MANTECA, CA 95337-8886
Document Number	0000063333
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	LAWYERS TITLE-BURBANK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 733 RIPON CA 953660733, RIPON, CA 95366-0733

Mortgage

Document Number	0000063333
Date	May 29, 2020
Instrument	63333

Lender

Name	PROVIDENT LNDG
Address	GLENDALE, CA 91203

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31093 GARDEN RD, MANTECA, CA 95337-8886
Document Number	0000053396
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2455 NAGLEE RD #143 TRACY CA 953047324, 143, TRACY, CA 95304-7324

Mortgage

Document Number	0000053396
Date	May 23, 2019
Instrument	53396

Lender

Name	PROVIDENT LNDG
Address	GLENDALE, CA 91203

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	31093 GARDEN RD, MANTECA, CA 95337-8886
Document Number	0000118840
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2455 NAGLEE RD TRACY CA 953047324, TRACY, CA 95304-7324

Mortgage

Document Number	0000118840
Date	Oct 13, 2017
Instrument	118840

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,012.00 (+0.94%)
2025	$5,956.00 (+4.07%) Homeowner's exemption	$525,598 (+4.04%) Land $159,809 Building $365,789
2023	$5,723.00 (+1.49%) Homeowner's exemption	$505,190 Land $153,604 Building $351,586	$776,430
2022	$5,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	33.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Ayera Technologies, Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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