Riverside County property record for 31090 Ruidosa St, Temecula, CA 92592
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1993 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2025) |
| Tax Bill | $5,724 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jun 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 918-372-007 |
| Primary APN | 918-372-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,908 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 31090 RUIDOSA ST |
|---|---|
| City | TEMECULA |
| State | CA |
| Zip | 92592-5776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 MB 215/023 TR 19872 |
| Legal Subdivision | 215M23 |
| Legal Tract | 19872 |
| Legal Lot Number | 21 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 43254 |
31090 Ruidosa St is owned by an individual who bought it in June 2025.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 863 FLORENCE ST, IMPERIAL BEACH, CA 91932-2314 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 10, 2025 | Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP |
| Jul 19, 2019 | Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP |
| Nov 1, 2018 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 2025175640 |
| Prior Transfer Date | Nov 23, 2004 |
| Prior Transfer Doc | 0001001529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Document Number | 0000097776 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 2025-0097776 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 10, 2025 |
| Property Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Document Number | 0000175640 |
| Map Reference | MB 215 PG 23-27 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025-0175640 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 863 FLORENCE ST, IMPERIAL BEACH, CA 91932-2314 |
| Document Number | 0000175641 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 2025-0175641 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000343618 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020-0343618 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHULA VISTA, CA 91910 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Document Number | 0000270812 |
| Map Reference | MB 215 PG 23-27 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 2019-0270812 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Document Number | 0000270813 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019-0270813 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 1, 2018 |
| Property Address | 31090 RUIDOSA ST, TEMECULA, CA 92592-5776 |
| Document Number | 0000431956 |
| Instrument Date | Oct 4, 2018 |
| Instrument | 431956 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 31090 RUIDOSA ST TEMECULA CA 925925776, TEMECULA, CA 92592-5776 |
| Document Number | 431957 |
|---|---|
| Date | Nov 1, 2018 |
| Instrument | 431957 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 31090 Ruidosa St was $5,724.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Temecula City |
| Unified School District | Temecula Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $713,999 (+50.78%) Land $178,501 Building $535,498 | ||
| 2025 | $5,724.00 | $473,543 Land $120,298 Building $353,245 | |
| 2023 | $5,588.00 (+2.29%) | $455,157 Land $115,628 Building $339,529 | |
| 2022 | $5,463.00 | ||
| 2021 | $484,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31090 Ruidosa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31090 Ruidosa St is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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