31082 Ruidosa St, Temecula, CA 92592 Property Records

Riverside County property record for 31082 Ruidosa St, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,201 sqft · built 1993
Lot Size0.11 acres (4,792 sqft)
Owner2 Trust Names on File
Last Sale$195,000 (Sep 2011)
Tax Bill$3,135 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN918-372-005

Property Details

APN / Parcel Number

Primary APN918-372-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,201 sqft Living Area
Gross Area1,641 sqft
1st Floor Area1,201 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeWood
Roof MaterialTile
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address31082 RUIDOSA ST
CityTEMECULA
StateCA
Zip92592-5776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 19 MB 215/023 TR 19872
Legal SubdivisionTRACT NO 19872
Legal Tract19872
Legal Lot Number19
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group3
Census Block3015
Census Tract43254

Owner

31082 Ruidosa St is owner-occupied and held in a trust since September 2020.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Trust Names on File
Mailing Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 5, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
BAY EQUITY LLC
Oct 5, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 30, 2019Quit Claim Deed, Transfer · Conventional Mortgage
BAY EQUITY
Oct 16, 2019Quit Claim Deed, Transfer
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2011 · Amount on File
Deed SaleSep 21, 2011 · Amount on File
Prior SaleFeb 24, 2011 · Amount on File
Deed Document Number2011417897
Last Transfer DateSep 29, 2020
Transfer Doc0000475052
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776

Mortgage

Document Number0000038288
DateFeb 9, 2023
Instrument2023-0038288
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 5, 2020
Property Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
Document Number0000476078
Map ReferenceMB 215 PG 23-27
Instrument DateSep 29, 2020
Instrument2020-0476078
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyWFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776

Mortgage

Document Number0000476079
DateOct 5, 2020
Instrument2020-0476079
Lender
NameBAY EQUITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateOct 5, 2020
Property Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
Document Number0000475052
Instrument DateSep 29, 2020
Instrument475052
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address31082 RUIDOSA ST TEMECULA CA 925925776, TEMECULA, CA 92592-5776

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateSep 30, 2019
Property Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
Document Number0000388777
Instrument DateSep 24, 2019
Instrument388777
Transaction TypeTransfer
Record UpdatedOct 10, 2019
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31082 RUIDOSA ST TEMECULA CA 925925776, TEMECULA, CA 92592-5776

Mortgage

Document Number388778
DateSep 30, 2019
Instrument388778
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 29, 2049

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateOct 16, 2019
Property Address31082 RUIDOSA ST, TEMECULA, CA 92592-5776
Document Number0000414526
Instrument DateSep 24, 2019
Instrument414526
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address31082 RUIDOSA ST TEMECULA CA 925925776, TEMECULA, CA 92592-5776

Tax Assessment & Valuation

The 2025 property tax bill for 31082 Ruidosa St was $3,135 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,814 (+2%) Land $64,049 Building $185,765
2025$3,135.00 Homeowner's exemption$244,917 Land $62,794 Building $182,123
2023$3,060.00 (+2.62%) Homeowner's exemption$235,407 Land $60,356 Building $175,051
2022$2,982.00
2021$412,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31082 Ruidosa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31082 Ruidosa St is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 94% of the US · above 79% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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