McLennan County property record for 3109 Zabel Dr, Lorena, TX 76655
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,188 sqft · built 2021 |
| Lot Size | 0.178 acres (7,797 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,252 (2024) |
| Deeds & Mortgages | Feb 2022 Transfer Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362522500025030 |
| Primary APN | 362522500025030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,188 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| 2nd Floor Area | 1,608 sqft |
| Flooring | Carpet |
| Security Alarm | Security Alarm |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.178 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 170 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 406580 |
|---|---|
| Street Address | 3109 ZABEL DR |
| City | LORENA |
| State | TX |
| Zip | 76655-3982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK MEADOWS ADDN PH 3 LOT 3 BLOCK 25 ACRES 0.179 |
| Legal Subdivision | PARK MEADOWS ADDN PH 3 |
| Legal Block | 25 |
| Legal Lot Number | 3 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 3708 |
Source: McLennan County assessment roll, APN 362522500025030, as of August 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 ZABEL DR, LORENA, TX 76655-3982 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2022 | Correction Deed MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Jan 05, 2022 | Vendor's Lien, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2022 |
| Deed Sale | Jan 05, 2022 |
| Deed Document Number | 2022000676 |
| Record Updated | Jun 08, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 01, 2022 |
| Property Address | 3109 ZABEL DR, LORENA, TX 76655-3982 |
| Document Number | 0000004445 |
| Map Reference | FILE 2021002979 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022004445 |
| Record Updated | Mar 08, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 05, 2022 |
| Property Address | 3109 ZABEL DR, LORENA, TX 76655-3982 |
| Document Number | 0000000676 |
| Map Reference | FILE 2021002979 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022000676 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962 |
| Name | Verified Name |
|---|---|
| Address | 3109 ZABEL DRIVE, LORENA, TX 76655-3982 |
| Document Number | 0000000677 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 2022000677 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
Source: McLennan County assessment roll as of August 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Midway Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447,260 (-2.63%) Land $42,730 Building $404,530 | $447,260 (-2.63%) Land $42,730 Building $404,530 | |
| 2024 | $8,252.00 (-16.54%) | ||
| 2023 | $459,350 Land $42,730 Building $416,620 | $459,350 Land $42,730 Building $416,620 | |
| 2022 | $9,887.00 |
Source: FEMA National Flood Hazard Layer, McLennan County (48309C), as of June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090037082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1997–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 687 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Helmsco Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System, water system TX1550008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WACO serves 146,241 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures