3108 Zabel Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3108 Zabel Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,981 sqft · built 2021
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-252250-002128-0`

Property Details

APN / Parcel Number

Primary APN	`36-252250-002128-0`
Alternative APN	`406554`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	3,551 sqft
1st Floor Area	1,624 sqft
2nd Floor Area	1,357 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3108 ZABEL DR
City	LORENA
State	TX
Zip	76655-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 3 LOT 28 BLOCK 21 ACRES .179
Legal Subdivision	PARK MEADOWS ADDN PH 3
Legal Block	21
Legal Lot Number	28
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2023
Census Tract	3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3108 ZABEL DR, LORENA, TX 76655-3939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021
Deed Sale	Dec 7, 2021
Deed Document Number	202149517
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0000049517
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 7, 2021
Property Address	3108 ZABEL DR, LORENA, TX 76655-3939
Document Number	0000049517
Instrument Date	Dec 3, 2021
Instrument	2021049517
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 ZABEL DRIVE, LOTT, TX 76656

Mortgage

Document Number	0000049518
Date	Dec 7, 2021
Instrument	2021049518

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$419,984 (-1.27%) Land $46,939 Building $373,045	$419,984 (-1.27%) Land $46,939 Building $373,045
2025	$425,380 (-2.61%) Land $42,730 Building $382,650	$425,380 (-2.61%) Land $42,730 Building $382,650
2023	$436,760 Land $42,730 Building $394,030	$436,760 Land $42,730 Building $394,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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