3109 Willow Oak Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 3109 Willow Oak Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,875 sqft · built 2024
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$361,990 (Aug 2024)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`8402-01-14-0900`

Property Details

APN / Parcel Number

Primary APN	`8402-01-14-0900`
Alternative APNs	`34180201140900` `02183401140900` `3958675.0` `3958675`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,293 sqft
1st Floor Area	1,875 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3958675
Street Address	3109 WILLOW OAK DR
City	EDGEWATER
State	FL
Zip	32141-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 14090 & 14091 BLK 452 FLORIDA SHORES NO 23 MB 19 PG 243 PER OR 2313 PG 0030 PER OR 6679 PG 4151 PER OR 8398 PG 2608 PER OR 8523 PG 1213 PER OR 8595 PG 4084
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	452
Legal Lot Number	14090
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1068
Census Tract	83007

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 WILLOW OAK DR, EDGEWATER, FL 32141-6131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2024	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage RMC HOME MORTGAGE LLC
Apr 27, 2023	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Feb 28, 2024 · Amount on Record
Deed Document Number	2024158684
Deed Book / Page	8595 / 4084
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0066794151
Record Updated	Oct 29, 2026

August 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 14, 2024
Property Address	3109 WILLOW OAK DR, EDGEWATER, FL 32141-6131
Document Number	0085954084
Book / Page	8595 / 4084
Map Reference	MB 19 PG 243
Instrument Date	Jul 26, 2024
Instrument	2024158684
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3999 W STATE ROAD 46, SANFORD, FL 32771-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 WILLOW OAK DR, EDGEWATER, FL 32141-6131

Mortgage

Document Number	2024158687
Date	Aug 14, 2024
Instrument	2024158687

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2054

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 27, 2023
Property Address	3109 WILLOW OAK DR, EDGEWATER, FL 32141-6131
Document Number	0083982608
Book / Page	8398 / 2608
Map Reference	MB 19 PG 243
Instrument Date	Apr 21, 2023
Instrument	2023083711
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 OAK BROOK CLUB DR # DRA103, DRA103, OAK BROOK, IL 60523-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,222 (+14.22%) Land $54,000 Building $291,222	$345,222 (+14.22%) Land $54,000 Building $291,222
2025	$5,502.00 (+1,122.67%)	$302,238 (+788.94%) Land $54,000 Building $248,238	$302,238 (+788.94%) Land $54,000 Building $248,238
2023	$450.00 (+10.57%)	$34,000 (+14.86%) Land $34,000	$34,000 (+14.86%) Land $34,000
2022	$407.00	$29,600 Land $29,600	$29,600 Land $29,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	9 (1994–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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