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3109 Trails Ct, Norman, OK 73072 Property Records

Cleveland County property record for 3109 Trails Ct, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,803 sqft · built 1996
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Apr 2026)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APNR0046746

Property Details

APN / Parcel Number

Primary APNR0046746
Alternative APNs
  • NC29TRALC 1 18001
  • 46746

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,803 sqft Living Area
Gross Area3,296 sqft
1st Floor Area2,467 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialCombination
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area493 sqft
PorchPorch
Porch Area80 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number46746
Street Address3109 TRAILS CT
CityNORMAN
StateOK
Zip73072-7459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRAILS COURT ADDITION LT 18 BLK 1
Legal Range03W
Legal Township08
Legal Section12
Legal SubdivisionTRAILS COURT
Legal Block1
Legal Lot Number18
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1000
Census Tract201104

Owner

Source: Cleveland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3109 TRAILS CT, NORMAN, OK 73072-7459
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Apr 1, 2026Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Jun 30, 2022Intrafamily Transfer, Transfer
May 3, 2021Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2026 · Amount on Record
Deed SaleApr 1, 2026 · Amount on Record
Prior SaleMay 3, 2021 · Amount on Record
Deed Document Number20268609
Deed Book / Page6940 / 1425
Prior Transfer DateJun 30, 2022
Prior Transfer DocR202223817
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateApr 1, 2026
Property Address3109 TRAILS CT, NORMAN, OK 73072-7459
Document Number0000008609
Book / Page6940 / 1425
Instrument DateMar 27, 2026
Instrument20268609
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$65,902.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3109 TRAILS CT, NORMAN, OK 73072-7459

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateApr 1, 2026
Property Address3109 TRAILS CT, NORMAN, OK 73072-7459
Document Number0R20268609
Book / Page6940 / 1425
Instrument DateMar 27, 2026
Instrument20268609
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$65,902.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3109 TRAILS CT, NORMAN, OK 73072-7459

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND OK
Recording DateJun 30, 2022
Property Address3109 TRAILS CT, NORMAN, OK 73072-7459
Document NumberR202223817
Book / Page6444 / 118
Instrument DateJun 24, 2022
InstrumentR 2022 23817
Transaction TypeTransfer
Record UpdatedJul 22, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3109 TRAILS CT, NORMAN, OK 73072-7459

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateMay 3, 2021
Property Address3109 TRAILS CT, NORMAN, OK 73072-7459
Document NumberR202117749
Book / Page6233 / 1223
Instrument DateApr 28, 2021
InstrumentR 2021 17749
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyCLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT & TT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$538.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3109 TRAILS CT, NORMAN, OK 73072-7459

Mortgage

Document NumberR202117750
DateMay 3, 2021
InstrumentR 2021 17750
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$44,770 (+6.09%) Land $5,468 Building $39,302$424,412 (+18.69%) Land $51,838 Building $372,574
2023Homeowner's exemption$42,201 Land $6,253 Building $35,948$357,595 Land $52,990 Building $304,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereGOLDSBY WATER AUTH TRUST
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
OEC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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