3100 Trails Ct, Norman, OK 73072 Property Records

Cleveland County property record for 3100 Trails Ct, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,030 sqft · built 1999
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Mar 2012)
Tax Bill$4,578 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNNC29TRALC 1 5002

Property Details

APN / Parcel Number

Primary APNNC29TRALC 1 5002
Alternative APNs
  • R0097017
  • 97017

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,030 sqft Living Area
Gross Area3,520 sqft
1st Floor Area1,904 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area490 sqft
PorchPorch
Porch Area564 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number97017
Street Address3100 TRAILS CT
CityNORMAN
StateOK
Zip73072-7460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRAILS COURT ADDITION LT 5 AND PRT LT 6 DES BEG SE/C LT 6 N72 W 3 N29 E 77 N34 E30.42 S29 W 106.641 POB
Legal Range03W
Legal Township08
Legal Section12
Legal SubdivisionTRAILS COURT
Legal Block1
Legal Lot Number5
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group1
Census Block1000
Census Tract201104

Owner

Source: Cleveland County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3100 TRAILS CT, NORMAN, OK 73072-7460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FIDELITY BANK
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY MTG GRP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2012 · Amount on Record
Deed SaleMar 1, 2012 · Amount on Record
Prior SaleJul 13, 2006 · Amount on Record
Deed Document Number20127533
Deed Book / Page4974 / 1056
Prior Transfer DateFeb 17, 2012
Prior Transfer DocR201207534
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Recording DateSep 17, 2026
Property Address3100 TRAILS CT, NORMAN, OK 73072-7460
Document Number0000028173
Book / Page7023 / 1399
Instrument DateSep 11, 2026
Instrument202628173
Transaction TypeMortgage
Record UpdatedSep 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3100 TRAILS CT, NORMAN, OK 73072-7460

Mortgage

Document Number0000028173,
DateSep 17, 2026
Book Page7023/1399
Instrument202628173
Lender
NameFIRST FIDELITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 11, 2036
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3100 TRAILS CT, NORMAN, OK 73072-7460
Document Number0000037116
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyCHICAGO TITLE OK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3100 TRAILS CT NORMAN OK 730727460, NORMAN, OK 73072-7460

Mortgage

Document Number0000037116
DateOct 13, 2020
Book Page006130/001378
Instrument37116
Lender
NameGATEWAY MTG GRP
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 12, 2035

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,578.00 (+10.18%)$38,146 (+10.25%) Land $4,378 Building $33,768$443,801 (+16.57%) Land $50,942 Building $392,859
2023$4,155.00$34,599 Land $4,732 Building $29,867$380,726 Land $52,074 Building $328,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereGOLDSBY WATER AUTH TRUST
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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