McLennan County property record for 3109 Summer Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1950 |
| Lot Size | 0.162 acres (7,063 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,500 (Apr 2020) |
| Tax Bill | $1,297 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-005100-005000-3 |
| Primary APN | 48-005100-005000-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| Gross Area | 1,290 sqft |
| 1st Floor Area | 1,026 sqft |
| Flooring | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,063 sqft (0.162 acres) |
| Lot Dimensions | 113 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3109 SUMMER AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BLAIZE-FRAZIER LOT 13 BLOCK 5 ACRES .1621 |
| Legal Subdivision | BLAIZE-FRAZIER |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 900 |
3109 Summer Ave is owned and occupied by an individual who bought it in April 2020.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 SUMMER AVE, WACO, TX 76708-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK |
| Mar 13, 2020 | Correction Deed, Transfer NOT AVAILABLE |
| Feb 17, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Deed Document Number | 202013815 |
| Prior Transfer Date | Apr 27, 2020 |
| Prior Transfer Doc | 0000013815 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Apr 30, 2020 |
| Property Address | 3109 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000013815 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 13815 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450 |
| Document Number | 13816 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 13816 |
| Name | WALLICK & VOLK |
|---|---|
| Address | CHEYENNE, WY 82001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 13, 2020 |
| Property Address | 3109 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000008667 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 8667 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Feb 17, 2020 |
| Property Address | 3109 SUMMER AVE, WACO, TX 76708-2450 |
| Document Number | 0000005475 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 5475 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450 |
The 2025 property tax bill for 3109 Summer Ave was $1,297 with a homeowner's exemption, down 7.7% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,933 (-1.47%) Land $19,424 Building $106,509 | $125,933 (-1.47%) Land $19,424 Building $106,509 | |
| 2025 | $1,297.00 (-7.69%) Homeowner's exemption | $127,810 Land $17,660 Building $110,150 | $127,810 Land $17,660 Building $110,150 |
| 2024 | $1,405.00 | ||
| 2023 | $122,700 Land $17,660 Building $105,040 | $122,700 Land $17,660 Building $105,040 | |
| 2022 | $1,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 Summer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3109 Summer Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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